1070 Summer St, Algonac, MI 48001 Property Records

St. Clair County property record for 1070 Summer St, Algonac, MI 48001

Property Summary

Property Type	Commercial
Details	5,952 sqft · built 1995
Lot Size	1.26 acres (54,886 sqft)
Owner	Company Name on File
Last Sale	$925,000 (Aug 2022)
Tax Bill	$8,364 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-01-107-0058-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-107-0058-000`

Interior

Stories	2 Stories
Building Area	5,952 sqft Total Area

Exterior

Year Built	Built 1995
Lot Area	54,886 sqft (1.26 acres)
Lot Dimensions	216 ft deep x 254 ft wide

Location & Zoning

Account Number	74011070058000
Street Address	1070 SUMMER ST
City	ALGONAC
State	MI
Zip	48001-1210
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R-3
Legal Description	OUTLOT D EXC SELY 150' & EXC THAT PART LYING SWLY OF NELY LINE OF SUMMER ST EXTD ALGONAC ASSESSORS PLAT SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	ASSESSORS
Legal Lot Number	D
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3002
Census Tract	649000

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7205 FLAMINGO ST, CLAY, MI 48001-4131
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	2022019908
Deed Book / Page	5555 / 240
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 23, 2022
Property Address	1070 SUMMER ST, ALGONAC, MI 48001-1210
Document Number	0005555240
Book / Page	5555 / 240
Map Reference	LB 49 PG 8&9
Instrument Date	Jul 29, 2022
Instrument	2022019908
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	SERVICE/ONE TITLE AGENCY INC, SERVICE ONE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6800 KING RD # RDF4, 6800, MARINE CITY, MI 48039-1450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 FLAMINGO ST, CLAY, MI 48001-4131

Mortgage

Document Number	2022019909
Date	Aug 23, 2022
Instrument	2022019909

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,200 (+46.12%)
2024	$8,364.00 (+31.9%)		$414,400 (+46.12%)
2023		$141,800
2022	$6,341.00		$283,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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