1057 Summer St, Algonac, MI 48001 Property Records

St. Clair County property record for 1057 Summer St, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,110 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Nov 2017)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`74-01-153-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-153-0012-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	1,110 sqft

Exterior

Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60.5 ft wide
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1057 SUMMER ST
City	ALGONAC
State	MI
Zip	48001-1295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 13 R J MONTE ESTATES SUBD SEC 10 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	10
Legal Subdivision	R J MONTE ESTATES SUBD
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3005
Census Tract	649000

Owner

1057 Summer St is owned and occupied by an individual who bought it in November 2017.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1057 SUMMER ST, ALGONAC, MI 48001-1295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Nov 29, 2017	Warranty Deed, Transfer TOWNE MTG
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on File
Deed Sale	Nov 29, 2017 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	201728363
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1057 SUMMER ST, ALGONAC, MI 48001-1295
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 SUMMER ST, ALGONAC, MI 48001-1295

Mortgage

Document Number	5396559
Date	Jul 22, 2021
Book Page	5396/559
Instrument	2021021116

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 29, 2017
Property Address	1057 SUMMER ST, ALGONAC, MI 48001-1295
Document Number	0048950724
Book / Page	004895 / 000724
Instrument Date	Nov 21, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	HURON TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 WILLOW ST COTTRELLVILLE MI 480392265, COTTRELLVILLE, MI 48039-2265

Mortgage

Document Number	48950725
Date	Nov 29, 2017
Book Page	004895/000725

Lender

Name	TOWNE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 1, 2017
Property Address	1057 SUMMER ST, ALGONAC, MI 48001-1295
Document Number	0048540510
Book / Page	004854 / 000510
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2017

Transaction

Amount	Amount on Record
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8751 MARSH RD CLAY MI 480013909, CLAY, MI 48001-3909

Tax Assessment & Valuation

The 2025 property tax bill for 1057 Summer St was $2,285 with a homeowner's exemption, up 2.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,500 (+3.79%)	$159,000
2025	$2,285.00 (+2.05%) Homeowner's exemption	$76,600
2024	$2,239.00		$153,200
2023		$66,300
2022	$1,979.00		$132,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1057 Summer St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1057 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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