St. Clair County property record for 1070 Simmons Rd, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,320 sqft · built 1980 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jun 2020) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2021 Mortgage + 3 more |
| APN | 04-19-0-100-014 |
| Primary APN | 04-19-0-100-014 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 134,600 sqft (3.09 acres) |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 1070 SIMMONS RD |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SURVEY 391 LOT/SEC-25 PT LOT 25 IN A02653207 |
| Legal Subdivision | SURVEY 391 |
| Legal Block | 100 |
| Legal Lot Number | 25 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 504355 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1070 SIMMONS RD, O FALLON, IL 62269-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Nov 3, 2021 | Deed of Trust, Mortgage · VA Mortgage FCB BANKS |
| Oct 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FCB BANKS |
| Jun 22, 2021 | Deed of Trust, Mortgage · Construction Mortgage FCB BANKS |
| Jun 4, 2020 | Warranty Deed, Transfer · Line of Credit FCB BANKS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2020 · Amount on Record |
| Deed Sale | Jun 4, 2020 · Amount on Record |
| Deed Document Number | 20202653207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1070 SIMMONS RD, O FALLON, IL 62269-7100 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1070 SIMMONS RD, O FALLON, IL 62269-7100 |
| Document Number | 0A02789869 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | A02789869 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.62% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1070 SIMMONS RD, O FALLON, IL 62269-7100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | A02724326 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | A02724326 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate | 2.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1070 SIMMONS RD, O FALLON, IL 62269-7100 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | A02723016 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | A02723016 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate | 2.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1070 SIMMONS RD, O FALLON, IL 62269-7100 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | A02704867 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | A02704867 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | COLUMBIA, IL 62236 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 4, 2020 |
| Property Address | 1070 SIMMONS RD, O FALLON, IL 62269-7100 |
| Document Number | 00A2653207 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 2653207 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1409 PINE LAKE DR TRENTON IL 622932830, TRENTON, IL 62293-2830 |
| Document Number | A2653208 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 2653208 |
| Name | FCB BANKS |
|---|---|
| Address | SWANSEA, IL 62226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $147,657 (+34.34%) Land $19,827 Building $127,830 | $442,971 (+34.34%) Land $59,481 Building $383,490 |
| 2022 | $109,913 Land $14,759 Building $95,154 | $329,739 Land $44,277 Building $285,462 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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