1029 Simmons Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 1029 Simmons Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,641 sqft · built 1998
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jul 2020)
Tax Bill	$11,010 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
APN	`03-24-0-200-041`

Property Details

APN / Parcel Number

Primary APN	`03-24-0-200-041`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,641 sqft Living Area
Basement Area	2,641 sqft
Unfinished Basement	2,641 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Mixed
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	416 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1029 SIMMONS RD
City	O FALLON
State	IL
Zip	62269-7103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURVEY 391 CLAIM 499-500 PT LT 5 AS IN A02656443
Legal Subdivision	SURVEY 391
Legal Block	200
Legal Lot Number	5
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2003
Census Tract	503404

Owner

1029 Simmons Rd is owned and occupied by two individuals who bought it in July 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1029 SIMMONS RD, O FALLON, IL 62269-7103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Apr 23, 2004 · Amount on File
Deed Document Number	20202656443
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	0002656443
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 1, 2020
Property Address	1029 SIMMONS RD, O FALLON, IL 62269-7103
Document Number	00A2656443
Instrument Date	Jun 11, 2020
Instrument	2656443
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	78 SANTA ANITA DR MARYVILLE IL 620621929, MARYVILLE, IL 62062-1929

Mortgage

Document Number	A2656444
Date	Jul 1, 2020
Instrument	2656444

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

The 2025 property tax bill for 1029 Simmons Rd was $11,010 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,010.00	$171,162 Land $22,473 Building $148,689	$513,486 Land $67,419 Building $446,067
2022		$108,811 Land $17,699 Building $91,112	$326,433 Land $53,097 Building $273,336

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1029 Simmons Rd; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1029 Simmons Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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