1070 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 1070 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,044 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$189,100 (Jun 2017)
Tax Bill	$2,796 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-009-0020`

Property Details

APN / Parcel Number

Primary APN	`13-009-0020`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1070 CROSS ST
City	OGDEN
State	UT
Zip	84404-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 20, HUNTER HILL ADDITION NO. 3, OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	6N
Legal Section	21
Legal Subdivision	UNTER HILL ADDITION NO 3
Legal Lot Number	20
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1008
Census Tract	200600

Owner

1070 Cross St is owned and occupied by two individuals who bought it in June 2017.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1070 CROSS ST, OGDEN, UT 84404-5124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Jun 7, 2017	Personal Representative Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Deed Document Number	20172861565
Prior Transfer Date	Feb 4, 2011
Prior Transfer Doc	0002515845
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1070 CROSS ST, OGDEN, UT 84404-5124
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 CROSS ST, OGDEN, UT 84404-5124
Investor	Possibly a Property Investor

Mortgage

Document Number	0003287753
Date	Jun 20, 2023
Instrument	3287753

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1070 CROSS ST, OGDEN, UT 84404-5124
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003232631
Date	Apr 28, 2022
Instrument	3232631

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1070 CROSS ST, OGDEN, UT 84404-5124
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003165129
Date	Jul 1, 2021
Instrument	3165129

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1070 CROSS ST, OGDEN, UT 84404-5124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003058145
Date	Jun 1, 2020
Instrument	3058145

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WEBER UT
Recording Date	Jun 7, 2017
Property Address	1070 CROSS ST, OGDEN, UT 84404-5124
Document Number	0002861565
Instrument Date	Jun 6, 2017
Instrument	2861565
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1070 CROSS ST, OGDEN, UT 84404-5124

Mortgage

Document Number	0002861605
Date	Jun 7, 2017
Instrument	2861605

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1070 Cross St was $2,796, up 1.2% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,796.00 (+1.23%)	$385,319 (+4.3%) Land $120,000 Building $265,319	$385,319 (+4.3%) Land $120,000 Building $265,319
2025	$2,762.00	$369,435 Land $120,000 Building $249,435	$369,435 Land $120,000 Building $249,435
2023	$2,669.00	$197,450 Land $63,091 Building $134,359	$359,000 Land $114,711 Building $244,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1070 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1070 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: All West, Utah Broadband.

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