1065 Cross St, Ogden, UT 84404 Property Records

Weber County property record for 1065 Cross St, Ogden, UT 84404

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,294 sqft · built 1955
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$441,308 (Apr 2024)
Tax Bill	$2,915 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-009-0022`

Property Details

APN / Parcel Number

Primary APN	`13-009-0022`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	1,294 sqft
Basement Area	1,294 sqft
Unfinished Basement	1,294 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1065 CROSS ST
City	OGDEN
State	UT
Zip	84404-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOT 22, HUNTER HILL ADDITION NO. 3, OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	6N
Legal Section	21
Legal Subdivision	HUNTER HILL ADDITION NO 3
Legal Lot Number	22
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1011
Census Tract	200600

Owner

1065 Cross St is owned and occupied by two individuals who bought it in April 2024.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1065 CROSS ST, OGDEN, UT 84404-5123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 14, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Sep 9, 2022 · Amount on File
Deed Document Number	20243323310
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	0003006717
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Apr 26, 2024
Property Address	1065 CROSS ST, OGDEN, UT 84404-5123
Document Number	0003323310
Instrument Date	Apr 25, 2024
Instrument	3323310
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1065 CROSS ST, OGDEN, UT 84404-5123

Mortgage

Document Number	0003323324
Date	Apr 26, 2024
Instrument	3323324

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Sep 9, 2022
Property Address	1065 CROSS ST, OGDEN, UT 84404-5123
Document Number	0003254356
Instrument Date	Sep 8, 2022
Instrument	3254356
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 CROSS ST, OGDEN, UT 84404-5123

Mortgage

Document Number	0003254369
Date	Sep 9, 2022
Instrument	3254369

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1065 CROSS ST, OGDEN, UT 84404-5123
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003167394
Date	Jul 12, 2021
Instrument	3167394

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1065 CROSS ST, OGDEN, UT 84404-5123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002838451
Date	Jan 24, 2017
Instrument	2838451

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Oct 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	1065 CROSS ST, OGDEN, UT 84404-5123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003049287
Date	Apr 22, 2020
Instrument	3049287

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2049

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBER UT
Recording Date	Mar 14, 2019
Property Address	1065 CROSS ST, OGDEN, UT 84404-5123
Document Number	0002969718
Instrument Date	Mar 9, 2019
Instrument	2969718
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1065 CROSS ST, OGDEN, UT 84404-5123

Mortgage

Document Number	0002969719
Date	Mar 14, 2019
Instrument	2969719

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1065 Cross St was $2,915, down 3.2% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,915.00 (-3.19%)	$402,901 (-0.68%) Land $120,000 Building $282,901	$402,901 (-0.68%) Land $120,000 Building $282,901
2025	$3,011.00	$405,660 Land $120,000 Building $285,660	$405,660 Land $120,000 Building $285,660
2023	$2,891.00	$215,050 Land $63,091 Building $151,959	$391,000 Land $114,711 Building $276,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1065 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: All West, Utah Broadband.

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