107 W Harvey St, Ely, MN 55731 Property Records

St. Louis County property record for 107 W Harvey St, Ely, MN 55731 · Last verified August 2026

Property Summary

Property TypeApartments (5+ Units)
Details2,503 sqft · built 1910
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$244,000 (May 2023)
Tax Bill$3,526 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-0260-01110

Property Details

APN / Parcel Number

Primary APN030-0260-01110
Alternative APNs
  • 1149079
  • 995170

Interior

Units4 Units
Stories1 Story
Building Area2,503 sqft Gross Area
1st Floor Area1,508 sqft
Basement Area1,326 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Lot Area4,400 sqft (0.101 acres)
Garage Area330 sqft
PorchPorch
Porch Area182 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number1149079
Street Address107 W HARVEY ST
CityELY
StateMN
Zip55731-1156
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionE 16 2/3 FT OF LOT 22 AND W 16 2/3 FT OFLOT 23 SERIAL #
Legal SubdivisionSEMERS ADDITION TO ELY
Legal Block5
Legal Lot Number22-23
JurisdictionST LOUIS MN
Township / Civil DivisionELY
Census Block Group2
Census Block2012
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0260-01110

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address107 W HARVEY ST, 1, ELY, MN 55731-1271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleSep 03, 2015 · Amount on Record
Deed Document Number20231467157
Prior Transfer DateDec 02, 2013
Prior Transfer Doc00A1229882
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 26, 2023
Property Address107 W HARVEY ST, ELY, MN 55731-1156
Document Number0001467157
Instrument DateMay 19, 2023
Instrument1467157
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$805.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address107 W HARVEY ST, ELY, MN 55731-1156

Mortgage

Document Number0001467158
DateMay 26, 2023
Instrument1467158
Lender
NameFRANDSEN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.34%
Type Change DateAug 01, 2028
Change Frequency3 Years
Min Rate At Change5%
Max Rate At Change12.3%
Index3-Year TN
Max Rate12.3%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$3,526.00 (+3.77%) Homeowner's exemption
2025$3,398.00 (+41.58%) Homeowner's exemption$172,000 (-19.02%) Land $7,600 Building $164,400$172,000 (-19.02%) Land $7,600 Building $164,400
2024$2,400.00$212,400 (+210.07%) Land $7,300 Building $205,100$212,400 (+210.07%) Land $7,300 Building $205,100
2022$68,500 Land $8,100 Building $60,400$68,500 Land $8,100 Building $60,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370153002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 35% of the US · above 63% of Minnesota
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Midcontinent CommunicationsFiber5,000 / 5,000
Treehouse BroadbandFixed Wireless (unlicensed)1,000 / 1,000

May also be available at this address: AT&T, Consolidated Telephone Company, Treehouse Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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