106 W Harvey St, Ely, MN 55731 Property Records

St. Louis County property record for 106 W Harvey St, Ely, MN 55731

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 3 ba · 2,520 sqft · built 1918
Lot Size	0.185 acres (8,075 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2018)
Tax Bill	$3,764 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-0260-01390`

Property Details

APN / Parcel Number

Primary APN	`030-0260-01390`
Alternative APN	`1082836`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,520 sqft Gross Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Lot Area	8,075 sqft (0.185 acres)
Garage Area	660 sqft

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1082836
Street Address	106 W HARVEY ST
City	ELY
State	MN
Zip	55731-1110
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOTS 1 AND 2 AND ELY 1/2 OF LOT 3 SERIAL #
Legal Subdivision	SEMERS ADDITION
Legal Block	8
Legal Lot Number	1-3
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELY
Census Block Group	2
Census Block	2027
Census Tract	15300

Owner

106 W Harvey St, a residential property, is owned and occupied by an individual who bought it in September 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	106 W HARVEY ST, 2, ELY, MN 55731-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Jun 27, 2018	Warranty Deed, Transfer NORTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2018 · Amount on File
Deed Sale	Sep 25, 2018 · Amount on File
Prior Sale	Jun 27, 2018 · Amount on File
Deed Document Number	20181341435
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	106 W HARVEY ST, ELY, MN 55731-1110
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001434410
Date	Jan 3, 2022
Instrument	1434410

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 25, 2018
Property Address	106 W HARVEY ST, ELY, MN 55731-1110
Document Number	00A1341435
Instrument Date	Sep 25, 2018
Instrument	A1341435
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 PFEIL ST #2 SCHERTZ TX 781542166, 2, SCHERTZ, TX 78154-2166

Mortgage

Document Number	A1341136
Date	Sep 25, 2018
Instrument	A1341136

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 27, 2018
Property Address	106 W HARVEY ST, ELY, MN 55731-1110
Document Number	00A1335450
Instrument Date	Jun 21, 2018
Instrument	A1335450
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,485.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 E MAIN ST ELY MN 557311768, ELY, MN 55731-1768

Tax Assessment & Valuation

The 2026 property tax bill for 106 W Harvey St was $3,764 with a homeowner's exemption, up 5.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Ely City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,764.00 (+5.26%) Homeowner's exemption
2025	$3,576.00 (+2.7%) Homeowner's exemption	$285,300 (+8.11%) Land $12,700 Building $272,600	$285,300 (+8.11%) Land $12,700 Building $272,600
2024	$3,482.00	$263,900 Land $12,100 Building $251,800	$263,900 Land $12,100 Building $251,800
2022		$196,100 Land $11,100 Building $185,000	$196,100 Land $11,100 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 W Harvey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 W Harvey St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ely serves 3,258 people · EPA ID MN1690014
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000

May also be available: AT&T, CTC.

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