107 W Cherry St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 107 W Cherry St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,002 sqft · built 1914
Lot Size	0.187 acres (8,160 sqft)
Owner	Individual Name on File
Last Sale	$170,938 (Dec 2022)
Tax Bill	$497 (2025)
Deeds & Mortgages	Dec 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099031002007006000`

Property Details

APN / Parcel Number

Primary APN	`099031002007006000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,160 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	107 W CHERRY ST
City	MOUNT VERNON
State	MO
Zip	65712-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY ST,W; W1/2 LT 1 & E1/2 ALLEY LYING W OF LT 1 BLK 4 HASH & CRAWFORD ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	HASH & CRAWFORD ADDN
Legal Block	4
Legal Lot Number	1,E1
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1034
Census Tract	470202

Owner

107 W Cherry St is owned and occupied by an individual who bought it in December 2022.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	107 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage MID MISSOURI BANK
May 11, 2020	Special Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Jan 29, 2020	Special Warranty Deed, Foreclosure
Sep 25, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	20226863
Deed Book / Page	458 / 6788
Prior Transfer Date	Feb 7, 2006
Prior Transfer Doc	421/475
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 13, 2022
Property Address	107 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	00458/6788
Book / Page	458 / 6788
Instrument Date	Dec 12, 2022
Instrument	2022006863
Transaction Type	Transfer
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W CHERRY ST, MOUNT VERNON, MO 65712-1501

Mortgage

Document Number	0004586789
Date	Dec 13, 2022
Instrument	458/6789

Lender

Name	MID MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 11, 2020
Property Address	107 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	456/2152
Book / Page	456 / 2152
Instrument Date	May 8, 2020
Instrument	2020-00002174
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 S HICKORY ST, MOUNT VERNON, MO 65712-2010

Mortgage

Document Number	4562153
Date	May 11, 2020
Instrument	456/2153

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

January 2020: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jan 29, 2020
Property Address	107 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	456/0407
Book / Page	456 / 0407
Instrument Date	Nov 12, 2019
Instrument	2020-00000415
Transaction Type	Foreclosure
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 POLARIS PKWY, 1111, COLUMBUS, OH 43240-2031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care Of	INFORMATION SYSTEMS & NETWORKS CORPORATI

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAWRENCE MO
Recording Date	Sep 25, 2019
Property Address	107 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	455/4344
Book / Page	455 / 4344
Instrument Date	Sep 24, 2019
Instrument	2019-00004411
Transaction Type	Foreclosure
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 107 W Cherry St was $497, up 0.2% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,110 (-) Land $1,500 Building $8,610
2025	$497.00 (+0.2%)	$10,110 Land $1,500 Building $8,610	$48,684
2024	$496.00 (+8.53%)
2023	$457.00 (+6.28%)	$9,250 Land $1,500 Building $7,750	$48,684
2022	$430.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 107 W Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 W Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures