103 W Cherry St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 103 W Cherry St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,046 sqft · built 1923
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$161,700 (Apr 2024)
Tax Bill	$555 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099031002007007000`

Property Details

APN / Parcel Number

Primary APN	`099031002007007000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,046 sqft Living Area
1st Floor Area	1,046 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Roof Type	Gable
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Street Address	103 W CHERRY ST
City	MOUNT VERNON
State	MO
Zip	65712-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY ST,W,103; E1/2 LT 1 BLK 4 HASH & CRAWFORD ADDN - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	HASH & CRAWFORD ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1034
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2024	Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Aug 24, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Dec 5, 2019	Warranty Deed, Transfer · VA Mortgage FAMILY FINANCE MORTGAGE LLC
Dec 5, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2024 · Amount on Record
Deed Sale	Apr 4, 2024 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	20241434
Deed Book / Page	460 / 1429
Prior Transfer Date	Nov 27, 2019
Prior Transfer Doc	00455/5514
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Apr 4, 2024
Property Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	00460/1429
Book / Page	460 / 1429
Instrument Date	Mar 27, 2024
Instrument	2024001434
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	WACO TITLE CO SPRINGFIELD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501

Mortgage

Document Number	00460/1430
Date	Apr 4, 2024
Book Page	460/1430
Instrument	2024001435

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 24, 2023
Property Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	00459/3601
Book / Page	459 / 3601
Instrument Date	Aug 23, 2023
Instrument	2023003700
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501

Mortgage

Document Number	0004593602
Date	Aug 24, 2023
Instrument	459/3602

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 5, 2019
Property Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	00455/5515
Book / Page	455 / 5515
Instrument Date	Dec 2, 2019
Instrument	2019-00005604
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501

Mortgage

Document Number	0004555516
Date	Dec 5, 2019
Instrument	455/5516

Lender

Name	FAMILY FINANCE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE MO
Recording Date	Dec 5, 2019
Property Address	103 W CHERRY ST, MOUNT VERNON, MO 65712-1501
Document Number	00455/5514
Book / Page	455 / 5514
Instrument Date	Nov 27, 2019
Instrument	2019-00005603
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 W SUMMIT ST, REPUBLIC, MO 65738-1049

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,290 (-) Land $1,330 Building $9,960
2025	$555.00 (+0.18%)	$11,290 (+9.4%) Land $1,330 Building $9,960	$54,316 (-)
2024	$554.00 (+8.63%)
2023	$510.00 (+6.92%)	$10,320 Land $1,330 Building $8,990	$54,316
2022	$477.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures