107 Vermell Cir, Daphne, AL 36526 Property Records

Baldwin County property record for 107 Vermell Cir, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1984
Lot Size	0.091 acres (3,951 sqft)
Owner	Individual Name on File
Last Sale	$216,000 (Oct 2021)
Tax Bill	$928 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-03-06-0-002-085`

Property Details

APN / Parcel Number

Primary APN	`43-03-06-0-002-085`
Alternative APNs	`511905` `369535` `41129`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Heated Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,951 sqft (0.091 acres)
Lot Dimensions	88.4 ft deep x 44.7 ft wide
Garage Type	Carport
Carport	Carport
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	511905
Street Address	107 VERMELL CIR
City	DAPHNE
State	AL
Zip	36526-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44.7' X 88.4' LOT 81 UNIT 29 LAKE FOREST SUB PB8 PG117 IN THE CITY OF DAPHNE SEC 6-T5S-R2E (WD/SURVIVORSHIP)
Legal Subdivision	LAKE FOREST
Legal Block	U-29
Legal Lot Number	81
Legal Unit	29
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2001
Census Tract	10711

Owner

107 Vermell Cir is owned and occupied by an individual who bought it in October 2021.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	107 VERMELL CIR, DAPHNE, AL 36526-7411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 6, 2020	Warranty Deed, Transfer · VA Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Feb 6, 2020 · Amount on File
Deed Document Number	20211951857
Prior Transfer Date	Sep 30, 2014
Prior Transfer Doc	0001479302
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	107 VERMELL CIR, DAPHNE, AL 36526-7411
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001868490
Date	Nov 4, 2020
Instrument	1868490

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 18, 2021
Property Address	107 VERMELL CIR, DAPHNE, AL 36526-7411
Document Number	0001951857
Instrument Date	Oct 8, 2021
Instrument	1951857
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 EASTGATE CT, GRAND JUNCTION, CO 81501-4974

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	107 VERMELL CIR, DAPHNE, AL 36526-7411

Mortgage

Document Number	0001951858
Date	Oct 18, 2021
Instrument	1951858

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Feb 6, 2020
Property Address	107 VERMELL CIR, DAPHNE, AL 36526-7411
Document Number	0001810174
Instrument Date	Feb 4, 2020
Instrument	1810174
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 VERMELL CIR DAPHNE AL 365267411, DAPHNE, AL 36526-7411

Mortgage

Document Number	1810175
Date	Feb 6, 2020
Instrument	1810175

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-3356

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 107 Vermell Cir was $928 with a homeowner's exemption, down 0.7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$928.00 (-0.75%) Homeowner's exemption
2025	$935.00	$21,320 Land $1,620 Building $19,700	$213,000 Land $16,100 Building $196,900
2023	$754.00 (+10.07%)	$17,380 (+9.03%)	$173,800 (+9.17%) Land $16,800 Building $157,000
2022	$685.00	$15,940	$159,200 Land $16,500 Building $142,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Vermell Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Vermell Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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