106 Vermell Cir, Daphne, AL 36526 Property Records

Baldwin County property record for 106 Vermell Cir, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,478 sqft · built 1993
Lot Size	0.14 acres (6,090 sqft)
Owner	Individual Name on File
Last Sale	$232,500 (Aug 2022)
Tax Bill	$927 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-03-06-0-002-087`

Property Details

APN / Parcel Number

Primary APN	`43-03-06-0-002-087`
Alternative APNs	`256985` `515353` `7522`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Heated Area
1st Floor Area	1,089 sqft
Upper Floors Area	555 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,090 sqft (0.14 acres)
Lot Dimensions	173 ft deep x 35.1 ft wide
Garage Type	Carport
Carport	Carport
Utility Building	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	515353
Street Address	106 VERMELL CIR
City	DAPHNE
State	AL
Zip	36526-7411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 79 UNIT 29 LAKE FOREST SUB PB8 PG117
Legal Subdivision	LAKE FOREST
Legal Block	U-29
Legal Lot Number	79
Legal Unit	29
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2001
Census Tract	10711

Owner

106 Vermell Cir is owned and occupied by an individual who bought it in August 2022.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	106 VERMELL CIR, DAPHNE, AL 36526-7411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	May 30, 2013 · Amount on File
Deed Document Number	20222021148
Prior Transfer Date	Apr 20, 2013
Prior Transfer Doc	0001400862
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 31, 2022
Property Address	106 VERMELL CIR, DAPHNE, AL 36526-7411
Document Number	0002021148
Map Reference	MB 8 PG 117
Instrument Date	Aug 24, 2022
Instrument	2021148
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	106 VERMELL CIR, DAPHNE, AL 36526-7411

Mortgage

Document Number	0002021149
Date	Aug 31, 2022
Instrument	2021149

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 106 Vermell Cir was $927 with a homeowner's exemption, down 0.6% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$927.00 (-0.64%) Homeowner's exemption
2025	$933.00	$21,280 Land $1,620 Building $19,660	$212,700 Land $16,100 Building $196,600
2023	$810.00 (+17.9%) Homeowner's exemption	$18,600 (+9.15%)	$186,000 (+9.22%) Land $16,800 Building $169,200
2022	$687.00 (+12.07%) Homeowner's exemption	$17,040	$170,300 Land $16,500 Building $153,800
2021	$613.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Vermell Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Vermell Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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