Oneida County and Trenton Town property record for 107 Upper State St, Prospect, NY 13435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,692 sqft · built 1890 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $12,000 (Jun 2017) |
| Tax Bill | $2,910 (2026) |
| Deeds & Mortgages | Mar 2018 Line of Credit Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 305889 178.006-2-4 |
| Primary APN | 305889 178.006-2-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| 2nd Floor Area | 666 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 198 ft deep x 49.5 ft wide |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 102 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 011830 |
|---|---|
| Street Address | 107 UPPER STATE ST |
| City | PROSPECT |
| State | NY |
| Zip | 13435-3581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | TRENTON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 24000 |
Source: Oneida County and Trenton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 107 UPPER STATE ST, PROSPECT, NY 13435-3581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2018 | Deed of Trust, Mortgage · Line of Credit GPO FCU |
| Jun 1, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on Record |
| Deed Sale | Jun 1, 2017 · Amount on Record |
| Prior Sale | Sep 12, 2005 · Amount on Record |
| Deed Book / Page | 2017 / 7881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 107 UPPER STATE ST, PROSPECT, NY 13435-3581 |
| Document Number | 0000003870 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 107 STATE ST PROSPECT NY 13435, PROSPECT, NY 13435 |
| Document Number | 0000003870 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 3870 |
| Name | GPO FCU |
|---|---|
| Address | NEW HARTFORD, NY 13413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 1, 2017 |
| Property Address | 107 UPPER STATE ST, PROSPECT, NY 13435-3581 |
| Document Number | 0000007881 |
| Instrument Date | May 30, 2017 |
| Instrument | 7881 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $48.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 STATE ST PROSPECT NY 13435, PROSPECT, NY 13435 |
Source: Oneida County and Trenton Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Trenton Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,910.00 (+1.43%) | ||
| 2025 | $2,869.00 (+187.47%) | $55,800 (-) Land $5,000 Building $50,800 | $136,098 (+12.2%) Land $12,195 Building $123,903 |
| 2023 | $55,800 (-) Land $5,000 Building $50,800 | $121,304 (+15.22%) Land $10,870 Building $110,434 | |
| 2022 | $998.00 | $55,800 Land $5,000 Building $50,800 | $105,283 Land $9,434 Building $95,849 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1999–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Nov 2019 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAMES E. BARRETT WATER DIST (TRENTON) serves 330 people · EPA ID NY3202403 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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