106 Upper State St, Prospect, NY 13435 Property Records

Oneida County and Trenton Town property record for 106 Upper State St, Prospect, NY 13435 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1997
Square Footage1,909 sqft Living Area
Lot Size19,602 sqft (0.45 acres)
GarageDetached, 460 sqft
OccupancyOwner Occupied
Tax Bill$2,126.00 (2025)

Property Details

APN / Parcel Number

Primary APN305889 178.006-1-6
Alternative APNs
  • 30580317800600010060000000
  • 011890

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,909 sqft Living Area
1st Floor1,037 sqft 1st Floor
2nd Floor872 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Foundation TypeNo Foundation Foundation
Lot Area19,602 sqft (0.45 acres)
Depth X Width198 ft x 99 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area460 sqft Garage
Porch Area770 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number011890
Street Address106 UPPER STATE ST
CityPROSPECT
StateNY
Zip13435-3580
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number6.000
JurisdictionONEIDA NY
Minor Civil DivisionTRENTON
Census Blockgroup1
Census Block1036
Census Tract24000

Owner

Source: Oneida County and Trenton Town records · APN 305889 178.006-1-6

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address106 UPPER STATE ST, PROSPECT, NY 13435-3580
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 15, 2012
Transfer Doc2012015876
Record RefreshedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address106 UPPER STATE ST, PROSPECT, NY 13435-3580
Document Number0000003590
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address106 UPPER STATE ST PROSPECT NY 134353580, PROSPECT, NY 13435-3580

Mortgage

Document Number0000003590
DateMar 19, 2018
Instrument3590
Lender
NameBERKSHIRE BK
TypeBank
AddressPITTSFIELD, MA 01201-1308
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 18, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Trenton Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionTrenton Town
Unified School DistrictHolland Patent Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,126.00 (+463.93%)$51,200 (-) Land $7,700 Building $43,500$124,878 (+12.2%) Land $18,780 Building $106,098
2023$51,200 (-) Land $7,700 Building $43,500$111,304 (+15.22%) Land $16,739 Building $94,565
2022$377.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$51,200 Land $7,700 Building $43,500$96,604 Land $14,528 Building $82,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oneida County (36065C), updated September 26, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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