107 Tortoise Rd, Sebring, FL 33876 Property Records

Highlands County property record for 107 Tortoise Rd, Sebring, FL 33876 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,896 sqft Living Area
Lot Size	24,774 sqft (0.568 acres)
Occupancy	Owner Occupied
Last Sale	$320,000 (2024)
Tax Bill	$1,155.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C235901000100231`
Alternative APN	`C-23-35-29-010-0010-0231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,896 sqft Living Area
1st Floor	1,557 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Cork Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Slate Roof
Lot Area	24,774 sqft (0.568 acres)
Depth X Width	180 ft x 137 ft Depth x Width
Driveway	1 Driveway
Driveway Area	544 sqft Driveway
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	399 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	332 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C235901000100231
Street Address	107 TORTOISE RD
City	SEBRING
State	FL
Zip	33876-9629
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUBURBIA SUB PB 12-PG 49 W 1/2 OF LOT 23 BLK 1
Legal Range	29E
Legal Township	35S
Legal Section	23
Legal Subdivision	SUBURBIA SUB
Legal Block	1
Legal Lot Number	23
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	3
Census Block	3016
Census Tract	961202

Owner

Source: Highlands County records · APN C235901000100231

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	107 TORTOISE RD, SEBRING, FL 33876-9629
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Sep 30, 2024 · Amount on Record
Deed Doc Number	0002224675
Deed Book / Page	3072 / 231
Last Transfer Date	Nov 25, 2024
Transfer Doc	0002232289
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	107 TORTOISE RD, SEBRING, FL 33876-9629
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 TORTOISE RD, SEBRING, FL 33876-9629

Mortgage

Document Number	0002046209
Date	Jul 29, 2021
Book Page	2840/1209
Instrument	2046209

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$139,893 (+45.72%)	$213,480 (+23.1%) Land $19,317 Building $194,163
2024	$1,155.00 (+4.34%)
2023	$1,107.00 (+3.07%) Homeowner's exemption	$96,001 (+3%)	$173,419 (+26.66%) Land $19,317 Building $154,102
2022	$1,074.00 Homeowner's exemption	$93,205	$136,916 Land $10,302 Building $126,614

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 329 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.