Highlands County property record for 102 Tortoise Rd, Sebring, FL 33876 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,696 sqft · built 1991 |
| Lot Size | 0.516 acres (22,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Oct 2025) |
| Tax Bill | $3,405 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2025 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | C235901000200011 |
| Primary APN | C235901000200011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 2,198 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,500 sqft (0.516 acres) |
| Lot Dimensions | 150 ft deep x 150 ft wide |
| Garage Type | Finished |
| Garage Area | 806 sqft |
| Driveway | Driveway |
| Driveway Area | 1,875 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C235901000200011 |
|---|---|
| Street Address | 102 TORTOISE RD |
| City | SEBRING |
| State | FL |
| Zip | 33876-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBURBIA SUB PB 12-PG 49 ELY 150 FT OF LOT 1 BLK 2 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 23 |
| Legal Subdivision | SUBURBIA SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 961202 |
Source: Highlands County records · APN C235901000200011
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7208 OELSNER ST, NEW PORT RICHEY, FL 34652-1024 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 20, 2025 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2025 |
| Deed Document Number | 2285421 |
| Deed Book / Page | 3153 / 1248 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Oct 29, 2025 |
| Property Address | 102 TORTOISE RD, SEBRING, FL 33876-9644 |
| Document Number | 0002285421 |
| Book / Page | 3153 / 1248 |
| Map Reference | MB 12 PG 49 |
| Instrument Date | May 21, 2025 |
| Instrument | 2285421 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,519.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11350 MCCORMICK RD # 902, 902, HUNT VALLEY, MD 21065-9998 |
| Name | Verified Name |
|---|---|
| Address | 7208 OELSNER ST, NEW PORT RICHEY, FL 34652-1024 |
| Document Number | 0031531250 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 3153/1250 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jun 01, 2055 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Feb 20, 2025 |
| Property Address | 102 TORTOISE RD, SEBRING, FL 33876-9644 |
| Document Number | 0002245319 |
| Book / Page | 3099 / 627 |
| Map Reference | MB 12 PG 49 |
| Instrument Date | Feb 18, 2025 |
| Instrument | 2245319 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11350 MCCORMICK RD # 902, 902, HUNT VALLEY, MD 21065-9998 |
| Investor | Possibly a Property Investor |
Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $251,528 (+8.92%) Land $22,500 Building $229,028 | $251,528 (+8.92%) Land $22,500 Building $229,028 | |
| 2024 | $3,405.00 (+3.59%) | $230,931 (-0.05%) Land $22,500 Building $208,431 | $230,931 (-0.05%) Land $22,500 Building $208,431 |
| 2023 | $3,287.00 (+11.8%) | $231,053 (+25.03%) Land $22,500 Building $208,553 | $231,053 (+25.03%) Land $22,500 Building $208,553 |
| 2022 | $2,940.00 | $184,794 Land $12,000 Building $172,794 | $184,794 Land $12,000 Building $172,794 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559612023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Moderate above 59% of the US · above 32% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 469 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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