107 Thomas Ln, Georgetown, KY 40324 Property Records

Scott County property record for 107 Thomas Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1998
Lot Size	0.151 acres (6,576 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2024)
Tax Bill	$2,315 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-00-197.000`

Property Details

APN / Parcel Number

Primary APN	`061-00-197.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	638 sqft
Basement Area	1,246 sqft
Finished Basement	1,246 sqft
Unfinished Basement	638 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	6,576 sqft (0.151 acres)
Garage Type	Basement
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 THOMAS LN
City	GEORGETOWN
State	KY
Zip	40324-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD ESTATES
Legal Subdivision	HOMESTEAD ESTATES
Legal Phase	2
Legal Lot Number	77
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3006
Census Tract	40605

Owner

Source: Scott County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 THOMAS LN, GEORGETOWN, KY 40324-8612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Dec 7, 2020	Deed, Transfer · FHA Mortgage BANK OF ENGLAND
May 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	2024498064
Deed Book / Page	448 / 610
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 23, 2024
Property Address	107 THOMAS LN, GEORGETOWN, KY 40324-8612
Document Number	00D448/610
Book / Page	D448 / 610
Map Reference	CAB 5 SL 1806
Instrument Date	Apr 19, 2024
Instrument	498064
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4825 HEMPSTEAD DR, LEXINGTON, KY 40515-1159

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	107 THOMAS LN, GEORGETOWN, KY 40324-8612

Mortgage

Document Number	0000498065
Date	Apr 23, 2024
Instrument	498065

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0M1780/101
Date	Apr 23, 2024
Book Page	M1780/101
Instrument	498066

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Dec 7, 2020
Property Address	107 THOMAS LN, GEORGETOWN, KY 40324-8612
Document Number	D420/69
Book / Page	D420 / 69
Map Reference	CAB 5 SL 1806
Instrument Date	Dec 4, 2020
Instrument	425145
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2377 CEDAR RD, 2377, STAMPING GROUND, KY 40379-9510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 THOMAS LN, GEORGETOWN, KY 40324-8612

Mortgage

Document Number	425146
Date	Dec 7, 2020
Instrument	425146

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	107 THOMAS LN, GEORGETOWN, KY 40324-8612
Transaction Type	Mortgage
Record Updated	Jul 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1441/859
Date	May 30, 2019
Book Page	M1441/859
Instrument	400635

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,315.00 (+17.16%)	$260,000 (+19.27%)	$260,000 (+19.27%)
2023	$1,976.00	$218,000 Land $25,000 Building $193,000	$218,000 Land $25,000 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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