106 Thomas Ln, Georgetown, KY 40324 Property Records

Scott County property record for 106 Thomas Ln, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 1997
Owner	Individual Name on File
Last Sale	$242,500 (Jul 2021)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-00-178.000`

Property Details

APN / Parcel Number

Primary APN	`061-00-178.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,347 sqft Living Area

Exterior

Year Built	Built 1997
Exterior Material	Combination
Foundation Type	Block
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	106 THOMAS LN
City	GEORGETOWN
State	KY
Zip	40324-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD ESTATES
Legal Subdivision	HOMESTEAD ESTATES
Legal Phase	2
Legal Lot Number	101
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3006
Census Tract	40605

Owner

Source: Scott County records · APN 061-00-178.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	106 THOMAS LN, GEORGETOWN, KY 40324-8612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2021 · Amount on Record
Deed Sale	Jul 01, 2021 · Amount on Record
Deed Document Number	438364
Deed Book / Page	D425 / 258
Record Updated	Jun 08, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 01, 2021
Property Address	106 THOMAS LN, GEORGETOWN, KY 40324-8612
Document Number	00D425/258
Book / Page	D425 / 258
Map Reference	SLIDE 1619
Instrument Date	Jun 21, 2021
Instrument	438364
Transaction Type	Transfer
Record Updated	Mar 02, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 I BUKSHIE DR, GEORGETOWN, KY 40324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	106 THOMAS LN, GEORGETOWN, KY 40324-8612

Mortgage

Document Number	0000438365
Date	Jul 01, 2021
Instrument	438365

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,874.00 (+5.4%) Homeowner's exemption	$259,500 (+7.01%)	$259,500 (+7.01%)
2023	$1,778.00 Homeowner's exemption	$242,500 Land $25,000 Building $217,500	$242,500 Land $25,000 Building $217,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 91 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.