Richmond County property record for 107 Terry St, Hamlet, NC 28345
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,768 sqft · built 1976 |
| Lot Size | 1.78 acres (77,700 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,539 (2026) |
| Deeds & Mortgages | Aug 2021 Transfer Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 748111677238 |
| Primary APN | 748111677238 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Living Area |
| Game Room | Game Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 77,700 sqft (1.78 acres) |
| Lot Dimensions | 518 ft deep x 150 ft wide |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Porch |
| Porch Area | 420 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 22090301 |
|---|---|
| Street Address | 107 TERRY ST |
| City | HAMLET |
| State | NC |
| Zip | 28345-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT & DWELL KINSMAN PROP |
| Legal Subdivision | KINSMAN LAKE PROPERTY |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MARKS CREEK |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 970900 |
107 Terry St is owned by a company that acquired it in August 2021.
Source: Richmond County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 107 TERRY ST, HAMLET, NC 28345-2153 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Intrafamily Transfer, Transfer |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1977 |
| Deed Sale | Jan 1, 1977 |
| Deed Book / Page | 584 / 796 |
| Last Transfer Date | Aug 26, 2021 |
| Transfer Doc | 1897/162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Aug 26, 2021 |
| Property Address | 107 TERRY ST, HAMLET, NC 28345-2153 |
| Document Number | 1897/162 |
| Book / Page | 1897 / 162 |
| Map Reference | SL 283-C |
| Instrument Date | Aug 26, 2021 |
| Instrument | 264779 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 TERRY ST, HAMLET, NC 28345-2151 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 107 TERRY ST, HAMLET, NC 28345-2153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1757/069 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 1757/069 |
| Instrument | 244833 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 107 Terry St was $1,539, up 0.3% from the year before.
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Hamlet City |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,539.00 (+0.26%) | $191,996 (-) Land $13,598 Building $178,398 | $191,996 (-) Land $13,598 Building $178,398 |
| 2025 | $1,535.00 | $191,996 Land $13,598 Building $178,398 | $191,996 Land $13,598 Building $178,398 |
| 2023 | $1,159.00 | $124,100 Land $10,877 Building $113,223 | $124,100 Land $10,877 Building $113,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Terry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Terry St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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