Richmond County property record for 106 Terry St, Hamlet, NC 28345
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,418 sqft · built 1992 |
| Lot Size | 2.22 acres (97,110 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,044 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 748111674454 |
| Primary APN | 748111674454 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 97,110 sqft (2.22 acres) |
| Lot Dimensions | 390 ft deep x 249 ft wide |
| Porch | Porch |
| Porch Area | 1,015 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 24339301 |
|---|---|
| Street Address | 106 TERRY ST |
| City | HAMLET |
| State | NC |
| Zip | 28345-2170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS & DWELLING PARK ST |
| Legal Subdivision | DWELLING PARK |
| Legal Lot Number | S |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MARKS CREEK |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 970900 |
Source: Richmond County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 106 TERRY ST, HAMLET, NC 28345-2170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 1991 |
| Deed Sale | Aug 27, 1991 |
| Deed Book / Page | 762 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 106 TERRY ST, HAMLET, NC 28345-2170 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 001862/510 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 1862/510 |
| Instrument | 260205 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 106 TERRY ST, HAMLET, NC 28345-2170 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|
| Document Number | 0001915/80 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 1915/80 |
| Instrument | 267024 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Hamlet City |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,044.00 (+27.19%) | $261,158 (+46.63%) Land $22,982 Building $238,176 | $261,158 (+46.63%) Land $22,982 Building $238,176 |
| 2023 | $1,607.00 | $178,104 Land $18,386 Building $159,718 | $178,104 Land $18,386 Building $159,718 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMLET WATER SYSTEM serves 10,635 people · EPA ID NC0377010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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