107 Temple St, Winter Haven, FL 33880 Property Records

Polk County property record for 107 Temple St, Winter Haven, FL 33880

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 1982
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Tax Bill	$135 (2025)
Flood Zone	Zone X (minimal risk)
APN	`25-28-28-354770-010820`

Property Details

APN / Parcel Number

Primary APN	`25-28-28-354770-010820`
Alternative APNs	`282825354770010820` `82825000`

Interior

Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Mobile Home
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	164 ft deep x 91 ft wide
Garage Type	Carport
Garage Area	1,990 sqft
Carport	Carport
Carport Area	1,990 sqft
Shed	1 Shed

Location & Zoning

Street Address	107 TEMPLE ST
City	WINTER HAVEN
State	FL
Zip	33880-1034
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RE2
Legal Description	ORANGE HILL SUB PB 58 PG 40 BLK 1 LOT 82
Legal Range	25E
Legal Township	28S
Legal Section	28
Legal Subdivision	ORANGE HILLS SUBDIVISION
Legal Tract	354770
Legal Block	1
Legal Lot Number	82
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,449 (+2.7%)	$125,116 (+9.35%) Land $40,000 Building $85,116
2025	$135.00 (-77.5%) Homeowner's exemption	$35,491 (+5.99%)	$114,417 (+16.8%) Land $40,000 Building $74,417
2023	$600.00 (+7.53%) Homeowner's exemption	$33,486 (+3%)	$97,958 (+28.89%) Land $30,000 Building $67,958
2022	$558.00 Homeowner's exemption	$32,511	$76,001 Land $20,000 Building $56,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20