101 Temple St, Winter Haven, FL 33880 Property Records

Polk County property record for 101 Temple St, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property Type	Mobile Home
Details	1,152 sqft · built 2022
Lot Size	0.351 acres (15,268 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Mar 2024)
Tax Bill	$2,684 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`25-28-28-354770-010790`

Property Details

APN / Parcel Number

Primary APN	`25-28-28-354770-010790`
Alternative APNs	`282825354770010790` `82825000`

Interior

Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Lot Area	15,268 sqft (0.351 acres)
Lot Dimensions	151 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	180 sqft
Carport	Carport
Carport Area	180 sqft
Shed	1 Shed

Location & Zoning

Street Address	101 TEMPLE ST
City	WINTER HAVEN
State	FL
Zip	33880-1034
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ORANGE HILL SUB PB 58 PG 40 BLK 1 LOT 79
Legal Range	25E
Legal Township	28S
Legal Section	28
Legal Subdivision	ORANGE HILLS SUBDIVISION
Legal Tract	354770
Legal Block	1
Legal Lot Number	79
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2001
Census Tract	14703

Owner

Source: Polk County records · APN 25-28-28-354770-010790

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	101 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage TRIAD FINANCIAL SERVICES INC
Dec 06, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 09, 2020	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	202463153
Deed Book / Page	13045 / 984
Prior Transfer Date	Jan 19, 2005
Prior Transfer Doc	0000014351
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 19, 2024
Property Address	101 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Document Number	0000063153
Book / Page	13045 / 984
Map Reference	MB 58 PG 40
Instrument Date	Mar 11, 2024
Instrument	2024063153
Transaction Type	Transfer
Record Updated	Apr 03, 2024
Title Company	OMNIA TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1453 LYNCHBURG RD, LAKE ALFRED, FL 33850-2518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TEMPLE ST, WINTER HAVEN, FL 33880-1034

Mortgage

Document Number	0013045986
Date	Mar 19, 2024
Instrument	13045/986

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 28, 2021
Property Address	101 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Document Number	0000253322
Book / Page	11913 / 1527
Map Reference	MB 58 PG 40
Instrument Date	Sep 24, 2021
Instrument	2021253322
Transaction Type	Transfer
Record Updated	Feb 05, 2024
Title Company	OMNIA TITLE CORPORATION, OMNIA TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9250 RUTH RD, POLK CITY, FL 33868-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1453 LYNCHBURG RD, LAKE ALFRED, FL 33850-2518

Mortgage

Document Number	0119131529
Date	Sep 28, 2021
Instrument	11913/1529

Lender

Name	TRIAD FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Feb 01, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 06, 2019
Property Address	101 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Document Number	0110660654
Book / Page	011066 / 000654
Instrument Date	Dec 04, 2019
Instrument	259068
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	101 TEMPE ST WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jan 27, 2020
Property Address	101 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Document Number	0111190430
Book / Page	011119 / 000430
Instrument Date	Dec 03, 2019
Instrument	18932
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 623 HAINES CITY FL 338450623, HAINES CITY, FL 33845-0623

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Mar 09, 2020
Property Address	101 TEMPLE ST, WINTER HAVEN, FL 33880-1034
Document Number	0111690464
Book / Page	011169 / 000464
Instrument Date	Dec 03, 2019
Instrument	54329
Transaction Type	Transfer
Record Updated	Mar 27, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 TEMPLE ST WINTER HAVEN FL 338801034, WINTER HAVEN, FL 33880-1034

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,684.00 (-8.27%)	$207,596 (+9.01%) Land $40,000 Building $167,596	$207,596 (+9.01%) Land $40,000 Building $167,596
2023	$2,926.00 (+508.32%)	$190,431 (+765.6%) Land $30,000 Building $160,431	$190,431 (+765.6%) Land $30,000 Building $160,431
2022	$481.00	$22,000 Land $20,000 Building $2,000	$22,000 Land $20,000 Building $2,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 394 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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