107 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 107 Spring St, Charleston, SC 29403

Property Summary

Property Type	Apartments (5+ Units)
Details	3 bd · 1.5 ba · 2,262 sqft · built 1852
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$1,850,000 (Oct 2019)
Tax Bill	$26,385 (2025)
Deeds & Mortgages	Oct 2019 Sale & Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`460-08-03-075`

Property Details

APN / Parcel Number

Primary APN	`460-08-03-075`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,262 sqft Total Area
1st Floor Area	1,287 sqft
Upper Floors Area	975 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1852
Effective Year Built	Effective 1852
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	115 ft deep x 38 ft wide
Porch	Open Porch
Porch Area	196 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	107 SPRING ST
City	CHARLESTON
State	SC
Zip	29403-5353
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	DESCRIPTION -107 SPRING
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2004
Census Tract	1000

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	813 POST OAK DR, MOUNT PLEASANT, SC 29464-4952
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Grant Deed, Transfer · Line of Credit BEACON CMNTY BK
Jul 18, 2017	Grant Deed, Construction Loan · Line of Credit SOUTH ATLANTIC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Sep 27, 2016 · Amount on Record
Deed Book / Page	831 / 278
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0831/0278
Record Updated	Oct 29, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 17, 2019
Property Address	107 SPRING ST, CHARLESTON, SC 29403-5353
Document Number	0831/0278
Book / Page	000831 / 000278
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	813 POST OAK DR MOUNT PLEASANT SC 294644952, MOUNT PLEASANT, SC 29464-4952

Mortgage

Document Number	831/0279
Date	Oct 17, 2019
Book Page	000831/000279

Lender

Name	BEACON CMNTY BK
Address	578 E BAY ST # D, CHARLESTON, SC 29403-6472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 18, 2017
Property Address	107 SPRING ST, CHARLESTON, SC 29403-5353
Book / Page	000652 / 000996
Instrument Date	Jul 10, 2017
Transaction Type	Construction Loan
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 516 CHARLESTON SC 294020516, CHARLESTON, SC 29402-0516

Mortgage

Document Number	0652/0996
Date	Jul 18, 2017
Book Page	000652/000996

Lender

Name	SOUTH ATLANTIC BK
Type	Bank
Address	PO BOX 70130, MYRTLE BEACH, SC 29572-0021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 17, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,385.00 (+8.84%)	$1,595,625 (+1,816.44%) Land $633,566 Building $962,059	$2,025,300 (+9.48%) Land $874,000 Building $1,151,300
2024	$24,242.00 (+8.19%)	$83,260 (-)
2022	$22,406.00	$83,260	$1,850,000 (-) Land $725,000 Building $1,125,000
2020			$1,850,000 Land $725,000 Building $1,125,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

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