106 Spring St, Apt A, Charleston, SC 29403 Property Records

Charleston County property record for 106 Spring St, Apt A, Charleston, SC 29403

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,413 sqft · built 2008
Lot Size	0.481 acres (20,958 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Mar 2021)
Tax Bill	$8,644 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`460-08-03-228`

Property Details

APN / Parcel Number

Primary APN	`460-08-03-228`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,413 sqft Living Area
1st Floor Area	471 sqft
Upper Floors Area	471 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	20,958 sqft (0.481 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	106 SPRING ST, A
City	CHARLESTON
State	SC
Zip	29403-6901
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -106 SPRING STREET DESCRIPTION -UNIT 106A
Legal Subdivision	106 SPRING STREET
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2003
Census Tract	1000

Owner

106 Spring St, Apt A is owned and occupied by an individual who acquired it in July 2024.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	106 SPRING ST, A, CHARLESTON, SC 29403-6901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CAROLINA ONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Dec 9, 2015 · Amount on File
Deed Book / Page	973 / 888
Last Transfer Date	Jul 1, 2024
Transfer Doc	0012550442
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	106 SPRING ST APT A, A, CHARLESTON, SC 29403-6901
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SPRING ST A, A, CHARLESTON, SC 29403-6901

Mortgage

Document Number	0013590521
Date	Dec 29, 2025
Book Page	1359/521

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	106 SPRING ST # 106A, 106A, CHARLESTON, SC 29403-5320
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010770021
Date	Feb 10, 2022
Book Page	1077/21

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 23, 2021
Property Address	106 SPRING ST # 106A, 106A, CHARLESTON, SC 29403-5320
Document Number	0009730888
Book / Page	973 / 888
Map Reference	MB O-619 PG 1
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	106 SPRING ST APT A, A, CHARLESTON, SC 29403-6901

Mortgage

Document Number	0000973890
Date	Mar 23, 2021
Instrument	973/890

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 106 Spring St, Apt A was $8,644, up 264.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,644.00 (+264.57%)	$517,500 (+2,775%) Land $172,500 Building $345,000	$962,400 Land $240,600 Building $721,800
2024	$2,371.00	$18,000
2022	$2,207.00	$18,000	$450,000 Land $150,000 Building $300,000
2020			$450,000 Land $150,000 Building $300,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 106 Spring St, Apt A in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 171 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 units insured incl. 23 condo units
Nearby Flood Claims	39 (1983–2016)
Claims Outside the SFHA	1 of 39
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Severe Storms And Flooding, Oct 2015 · 7 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 106 Spring St, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures