107 Spring Oak St, Waco, TX 76705 Property Records

McLennan County property record for 107 Spring Oak St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,949 sqft · built 2001
Lot Size	1.76 acres (76,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,600 (Jul 2020)
Tax Bill	$8,693 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-032400-004801-0`

Property Details

APN / Parcel Number

Primary APN	`20-032400-004801-0`
Alternative APN	`314294`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,949 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	2,541 sqft
2nd Floor Area	408 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	76,796 sqft
Garage Type	Attached
Garage Area	483 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	546 sqft
Porch	Enclosed Porch
Porch Area	292 sqft
Deck Area	272 sqft
Patio Area	371 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 SPRING OAK ST
City	WACO
State	TX
Zip	76705-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EATON A P ACRES 1.763
Legal Subdivision	EATON A P
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3004
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 SPRING OAK ST, WACO, TX 76705-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Vendor's Lien, Transfer · Conventional Mortgage SHELL FCU
Jul 12, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Deed Document Number	202025495
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0000025495
Record Updated	Oct 29, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 28, 2020
Property Address	107 SPRING OAK ST, WACO, TX 76705-1021
Document Number	0000025495
Instrument Date	Jul 24, 2020
Instrument	2020025495
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SPRING OAK ST, WACO, TX 76705-1021

Mortgage

Document Number	0000025496
Date	Jul 28, 2020
Instrument	2020025496

Lender

Name	SHELL FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 12, 2019
Property Address	107 SPRING OAK ST, WACO, TX 76705-1021
Document Number	0000022856
Instrument Date	Jun 27, 2019
Instrument	22856
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 CANTERBURY ST AUSTIN TX 787025622, AUSTIN, TX 78702-5622

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$645,000 (+18%) Land $78,332 Building $566,668	$645,000 (+18%) Land $78,332 Building $566,668
2025	$8,693.00 (-3.36%) Homeowner's exemption	$546,618 (+5.78%) Land $71,420 Building $475,198	$546,618 (+5.78%) Land $71,420 Building $475,198
2024	$8,995.00 (+73.98%)
2023		$516,740 Land $71,420 Building $445,320	$516,740 Land $71,420 Building $445,320
2022	$5,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband, T-Mobile.

Nearby Properties on Spring Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures