103 Spring Oak St, Waco, TX 76705 Property Records

McLennan County property record for 103 Spring Oak St, Waco, TX 76705 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1988
Square Footage2,013 sqft Living Area
Lot Size43,516 sqft (0.999 acres)
OccupancyOwner Occupied
Last Sale$427,063 (2026)
Tax Bill$4,389.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-039500-000203-1
Alternative APNs
  • 2003950000020310111
  • 115774

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,013 sqft Living Area
1st Floor1,593 sqft 1st Floor
2nd Floor420 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick Veneer Exterior
Construction TypeWood Construction
Roof ConstructionReinforced Concrete Roof Construction
Roof MaterialMetal Roof
Lot Area43,516 sqft (0.999 acres)
Driveway1 Driveway
Driveway Area1,325 sqft Driveway
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area832 sqft Garage
Patio Area304 sqft Patio
PorchOpen Porch
Porch Area620 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address103 SPRING OAK ST
CityWACO
StateTX
Zip76705-1021
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING LAKE LOT 3 BLOCK C ACRES .999
Legal SubdivisionSPRING LAKE
Legal BlockC
Legal Lot Number3
JurisdictionMCLENNAN TX
Minor Civil DivisionWACO
Census Blockgroup3
Census Block3004
Census Tract3200

Owner

Source: McLennan County records · APN 20-039500-000203-1

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address103 SPRING OAK ST, WACO, TX 76705-1021
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2026 · Amount on Record
Deed SaleApr 02, 2026 · Amount on Record
Deed Doc Number202610423
Record RefreshedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCLENNAN TX
Recording DateApr 02, 2026
Property Address103 SPRING OAK ST, WACO, TX 76705-1021
Document Number0000010423
Instrument DateMar 31, 2026
Instrument2026.10423
Transaction TypeTransfer
Record UpdatedMay 25, 2026
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sales Price
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SPRING OAK ST, WACO, TX 76705-1021

Mortgage

Document Number0000010424,
DateApr 02, 2026
Instrument2026.10424
Lender
NameBANK OF AMIERCA NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2046
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$298,450 (-22.04%) Land $60,050 Building $238,400$298,450 (-22.04%) Land $60,050 Building $238,400
2024$4,389.00 (+28.03%)
2023$382,800 Land $60,050 Building $322,750$382,800 Land $60,050 Building $322,750
2022$3,428.00

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