Madison County property record for 107 Scruggs St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 750 sqft |
| Owner | Individual Name on File |
| Last Sale | $37,574 (Jun 2019) |
| Tax Bill | $735 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0022-0003 |
| Primary APN | B008-0022-0003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 750 sqft Living Area |
| Exterior Material | Stucco |
|---|---|
| Porch | Porch |
| Porch Area | 153 sqft |
| Account Number | 66736 |
|---|---|
| Street Address | 107 SCRUGGS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIXIE HIGHWAY PARK TRACT A |
| Legal Subdivision | DIXIE HWY |
| Legal Tract | A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
107 Scruggs St is owned and occupied by an individual who acquired it in September 2022.
Source: Madison County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 WELCHWOOD DR, BEREA, KY 40403-9795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Intrafamily Transfer, Transfer |
| Jun 4, 2019 | Deed, Transfer FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on File |
| Deed Sale | Jun 4, 2019 · Amount on File |
| Prior Sale | Jun 4, 2019 · Amount on File |
| Deed Document Number | D00774/288 |
| Deed Book / Page | D00774 / 288 |
| Last Transfer Date | Sep 27, 2022 |
| Transfer Doc | 00D829/618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 27, 2022 |
| Property Address | 107 SCRUGGS ST, BEREA, KY 40403-1230 |
| Document Number | 00D829/618 |
| Book / Page | D829 / 618 |
| Map Reference | MB 15 PG 134 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2014113404 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 WELCHWOOD DR, BEREA, KY 40403-9795 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 4, 2019 |
| Property Address | 107 SCRUGGS ST, BEREA, KY 40403-1230 |
| Document Number | D00774/288 |
| Book / Page | D00774 / 288 |
| Map Reference | MB 15 PG 134 |
| Instrument Date | May 13, 2019 |
| Instrument | 2013993473 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 SCRUGGS STREET, BEREA, KY 40403-1230 |
| Name | Verified Name |
|---|---|
| Address | 123 WELCHWOOD DR, BEREA, KY 40403-9795 |
| Document Number | 2013993474 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 2013993474 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | May 13, 2034 |
The 2025 property tax bill for 107 Scruggs St was $735 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $735.00 Additional exemption filed | $78,000 | $78,000 |
| 2023 | $436.00 | $45,000 | $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Scruggs St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Scruggs St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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