Madison County property record for 105 Scruggs St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,716 sqft |
| Lot Size | 0.246 acres (10,722 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,900 (Jul 2024) |
| Tax Bill | $1,790 (2025) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage Jun 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B008-0022-0004 |
| Primary APN | B008-0022-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 10,722 sqft (0.246 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 66155 |
|---|---|
| Street Address | 105 SCRUGGS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIXIE HIGHWAY PARK LOT 160, 161, 162 & 1 |
| Legal Subdivision | DIXIE HIGHWAY PARK |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 11202 |
105 Scruggs St is owned and occupied by two individuals who bought it in July 2024.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 SCRUGGS ST, BEREA, KY 40403-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2024 | Deed, Transfer · USDA Mortgage DAS ACQUISITION |
| Jun 20, 2024 | Warranty Deed, Transfer |
| Jan 8, 2021 | Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2024 · Amount on File |
| Deed Sale | Jul 5, 2024 · Amount on File |
| Prior Sale | Jan 8, 2021 · Amount on File |
| Deed Document Number | 202414211399 |
| Deed Book / Page | 854 / 490 |
| Prior Transfer Date | May 11, 2024 |
| Prior Transfer Doc | 00D853/734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 5, 2024 |
| Property Address | 105 SCRUGGS ST, BEREA, KY 40403-1230 |
| Document Number | 00D854/490 |
| Book / Page | D854 / 490 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Jul 2, 2024 |
| Instrument | 2014211399 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 SCRUGGS ST, BEREA, KY 40403-1230 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 SCRUGGS ST, BEREA, KY 40403-1230 |
| Document Number | 2014211402 |
|---|---|
| Date | Jul 5, 2024 |
| Instrument | 2014211402 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jun 20, 2024 |
| Property Address | 105 SCRUGGS ST, BEREA, KY 40403-1230 |
| Document Number | 00D853/734 |
| Book / Page | D853 / 734 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | May 11, 2024 |
| Instrument | 2014209323 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 BETH LN, PALM COAST, FL 32137-8604 |
| Name | Verified Name |
|---|---|
| Address | 105 SCRUGGS ST, BEREA, KY 40403-1230 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 8, 2021 |
| Property Address | 105 SCRUGGS ST, BEREA, KY 40403-1230 |
| Document Number | D00799/548 |
| Book / Page | D00799 / 548 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2014027234 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16580 20 MILE RD, TUSTIN, MI 49688-8522 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 141 THREE LINKS RD, LIVINGSTON, KY 40445-8874 |
| Document Number | 2014027235 |
|---|---|
| Date | Jan 8, 2021 |
| Instrument | 2014027235 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 105 Scruggs St was $1,790.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,790.00 | $189,900 | $189,900 |
| 2023 | $1,502.00 | $154,900 | $154,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Scruggs St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Scruggs St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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