107 S Mitchell St, Alma, MO 64001 Property Records

Lafayette County property record for 107 S Mitchell St, Alma, MO 64001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1974
Lot Size	0.258 acres (11,221 sqft)
Owner	Individual Name on Record
Last Sale	$90,900 (Sep 2017)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-8.0-28-4-001-049.000`

Property Details

APN / Parcel Number

Primary APN	`07-8.0-28-4-001-049.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	816 sqft Living Area
Basement Area	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,221 sqft (0.258 acres)
Lot Dimensions	132 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	107 S MITCHELL ST
City	ALMA
State	MO
Zip	64001-6926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 17 BLK A ORIGINAL TOWN ALMA; 549-349, 938-492, 2010DR0213, 2016DR2402, 2016DR2404, 2017DR3519
Legal Range	24
Legal Township	50
Legal Section	28
Legal Subdivision	TOWN ALMA
Legal Block	A
Legal Lot Number	17
Jurisdiction	LAFAYETTE MO
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2018
Census Tract	90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 S MITCHELL ST, ALMA, MO 64001-6926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK OF MISSOURI
Jul 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EXCHANGE BANK
Sep 25, 2017	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Deed Document Number	2017DR3519
Deed Book / Page	2017 / 3519
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jul 15, 2026
Property Address	107 S MITCHELL ST, ALMA, MO 64001-6926
Document Number	0000002932
Instrument Date	Jul 4, 2026
Instrument	20262932
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S MITCHELL ST, ALMA, MO 64001-6926

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	107 S MITCHELL ST, ALMA, MO 64001-6926
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023DR3698
Date	Oct 3, 2023
Instrument	2023DR3698

Lender

Name	EXCHANGE BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2033

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	107 S MITCHELL ST, ALMA, MO 64001-6926
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR3717
Date	Jul 19, 2021
Instrument	2021DR3717

Lender

Name	EXCHANGE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 25, 2017
Property Address	107 S MITCHELL ST, ALMA, MO 64001-6926
Document Number	2017/3519
Book / Page	2017 / 3519
Instrument Date	Sep 20, 2017
Instrument	2017DR3519
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	LAFAYETTE COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S MITCHELL AVE, ALMA, MO 64001-6926

Mortgage

Document Number	2017/3520
Date	Sep 25, 2017
Book Page	2017/3520
Instrument	2017DR3520

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Alma City
County	Lafayette County
Unified School District	Santa Fe R-X School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00	$14,474 (+14.01%)	$76,180 (+14.01%) Land $9,770 Building $66,410
2023		$12,695	$66,818 Land $8,568 Building $58,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALMA PWS serves 500 people · EPA ID MO1010009
Water Source	Purchased surface water from LAF JO SALINE COUNTY CONS PWSD 2
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Alma Telephone Company Fiber	250 / 80
Green Hills Technologies Cable	250 / 20

May also be available: Wisper ISP, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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