105 S Mitchell St, Alma, MO 64001 Property Records

Lafayette County property record for 105 S Mitchell St, Alma, MO 64001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,507 sqft · built 1975
Lot Size0.207 acres (8,999 sqft)
Owner2 Individual Names on File
Last Sale$95,700 (Oct 2009)
Tax Bill$1,271 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-8.0-28-4-001-048.000

Property Details

APN / Parcel Number

Primary APN07-8.0-28-4-001-048.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,507 sqft Living Area
Basement Area576 sqft
Unfinished Basement576 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,999 sqft (0.207 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area12 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address105 S MITCHELL ST
CityALMA
StateMO
Zip64001-6926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 17 BLK A ORIGINAL TOWN ALMA; 651-144, 651-145, 2009DR0841
Legal Range24
Legal Township50
Legal Section28
Legal SubdivisionORIGINAL TOWN OF ALMA
Legal BlockA
Legal Lot Number17
JurisdictionLAFAYETTE MO
Township / Civil DivisionMIDDLETON
Census Block Group2
Census Block2018
Census Tract90401

Owner

105 S Mitchell St is owned and occupied by two individuals who bought it in October 2009.

Source: Lafayette County records, as of July 10, 2026

Owner of Record2 Individual Names on File
Mailing Address105 S MITCHELL ST, ALMA, MO 64001-6926
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2009 · Amount on File
Deed SaleOct 28, 2009 · Amount on File
Deed Document Number20099DR0841
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MO
Recording DateJun 26, 2026
Property Address105 S MITCHELL ST, ALMA, MO 64001-6926
Document Number0000002561
Instrument DateJun 22, 2026
Instrument20262561
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 S MITCHELL ST, ALMA, MO 64001-6926

Mortgage

Document Number0000002561,
DateJun 26, 2026
Instrument20262561
Lender
NameCREDIT UNION COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 28, 2041
Interest
Rate5.85%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 105 S Mitchell St was $1,271.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityAlma City
CountyLafayette County
Unified School DistrictSanta Fe R-X School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,271.00$16,340$86,000 Land $7,180 Building $78,820
2023$14,334$75,440 Land $6,300 Building $69,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 S Mitchell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 S Mitchell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALMA PWS
serves 500 people · EPA ID MO1010009
Water SourcePurchased surface water from LAF JO SALINE COUNTY CONS PWSD 2
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Alma Telephone Company
Fiber
250 / 80
Green Hills Technologies
Cable
250 / 20

May also be available: Wisper ISP, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Mitchell St

Nearby Streets

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