107 S Lacy Rd, Independence, MO 64050 Property Records

Jackson County property record for 107 S Lacy Rd, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,248 sqft · built 1959
Lot Size	0.274 acres (11,947 sqft)
Owner	Individual Name on File
Last Sale	$291,868 (Oct 2023)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-930-08-02`

Property Details

APN / Parcel Number

Primary APN	`16-930-08-02`
Alternative APNs	`16-930-08-02-00-0-00-000` `16930080200000001` `740413`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
Basement Area	624 sqft
Finished Basement	468 sqft
Unfinished Basement	156 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,947 sqft (0.274 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	740413
Street Address	107 S LACY RD
City	INDEPENDENCE
State	MO
Zip	64050-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LACY VILLAGE LOT 11
Legal Subdivision	LACY VILLAGE
Legal Block	1
Legal Lot Number	11
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1007
Census Tract	11410

Owner

107 S Lacy Rd is owned and occupied by an individual who bought it in October 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	107 S LACY RD, INDEPENDENCE, MO 64050-2266
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · FHA Mortgage TRUHOME SOLUTIONS LLC
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Jul 3, 2012 · Amount on File
Deed Document Number	202375581
Prior Transfer Date	Aug 15, 1996
Prior Transfer Doc	0000000416
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	107 S LACY RD, INDEPENDENCE, MO 64050-2266
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S LACY RD, INDEPENDENCE, MO 64050-2266

Mortgage

Document Number	00E0064231
Date	Jul 7, 2022
Instrument	2022E0064231

Lender

Name	TRUHOME SOLUTIONS LLC
Type	Mortgage Company
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2042

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 17, 2023
Property Address	107 S LACY RD, INDEPENDENCE, MO 64050-2266
Document Number	00E0075581
Instrument Date	Oct 10, 2023
Instrument	2023E0075581
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 S LACY RD, INDEPENDENCE, MO 64050-2266

Mortgage

Document Number	00E0075582
Date	Oct 17, 2023
Instrument	2023E0075582

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 107 S Lacy Rd was $2,460, up 12.4% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,424 (-) Land $4,799 Building $29,625	$181,180 (-)
2025	$2,460.00 (+12.38%)	$34,424 Land $4,799 Building $29,625	$181,180
2024	$2,189.00 (+2.29%)
2023	$2,140.00	$31,608 Land $4,670 Building $26,938	$166,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 S Lacy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 107 S Lacy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on S Lacy Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures