107 River St, Guilford, CT 06437 Property Records

Guilford Town property record for 107 River St, Guilford, CT 06437

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,946 sqft · built 1920
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$699,000 (Mar 2022)
Tax Bill$10,562 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNGUIL M:39072

Property Details

APN / Parcel Number

Primary APNGUIL M:39072
Alternative APN
  • 1891

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,946 sqft Living Area
Basement Area782 sqft
Unfinished Basement782 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1981
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialShingle
Lot Area14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number1891
Street Address107 RIVER ST
CityGUILFORD
StateCT
Zip06437-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
JurisdictionGUILFORD CT
Township / Civil DivisionGUILFORD
Census Block Group1
Census Block1021
Census Tract190100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Guilford Historic Town Center
listed 1976 · 373 contributing resources · NRIS 76001988

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

107 River St is owned and occupied by an individual who bought it in March 2022.

Source: Guilford Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address107 RIVER ST, GUILFORD, CT 06437-2620
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Line of Credit
DUTCH POINT CREDIT UNION
Mar 7, 2022Deed, Transfer · Stand-Alone First Mortgage
KEY BANK NA
Mar 7, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2022 · Amount on File
Deed SaleMar 7, 2022 · Amount on File
Prior SaleAug 28, 2015 · Amount on File
Deed Book / Page992 / 624
Prior Transfer DateMar 3, 2022
Prior Transfer Doc000992-622
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUILFORD CT
Recording DateSep 8, 2026
Property Address107 RIVER ST, GUILFORD, CT 06437-2620
Document Number3166730006
Book / Page1047 / 653
Instrument DateJun 13, 2026
Instrument20263166730006
Transaction TypeMortgage
Record UpdatedSep 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 RIVER ST, GUILFORD, CT 06437-2620

Mortgage

Document Number3166730006,
DateSep 8, 2026
Book Page1047/653
Instrument20263166730006
Lender
NameDUTCH POINT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueOct 1, 2051
Interest
Max Rate-1%

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionGUILFORD CT
Recording DateMar 7, 2022
Property Address107 RIVER ST, GUILFORD, CT 06437-2620
Document Number000992-624
Book / Page992 / 624
Instrument DateMar 4, 2022
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2780890016
DateMar 7, 2022
Instrument2780890016
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionGUILFORD CT
Recording DateMar 7, 2022
Property Address107 RIVER ST, GUILFORD, CT 06437-2620
Document Number000992-622
Book / Page992 / 622
Instrument DateMar 3, 2022
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 107 River St was $10,562.

Source: Guilford Town assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionGuilford Town
Unified School DistrictGuilford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,562.00$381,990 (-) Land $225,120 Building $156,870$545,700 Land $321,600 Building $224,100
2024$10,562.00 (+4.03%)$381,990 (-) Land $225,120 Building $156,870
2023$10,153.00 (+51.76%)$381,990 (+89.86%) Land $225,120 Building $156,870
2022$6,690.00$201,200 Land $142,980 Building $58,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people · EPA ID CT0608011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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