107 River Bend Rd, Waco, KY 40385 Property Records

Madison County property record for 107 River Bend Rd, Waco, KY 40385

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	10 acres (436,036 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jul 2018)
Tax Bill	$18 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0126-0000-008A-5`

Property Details

APN / Parcel Number

Primary APN	`0126-0000-008A-5`
Alternative APNs	`113900` `77006` `43144`

Exterior

Lot Area	436,036 sqft (10 acres)

Location & Zoning

Account Number	43144
Street Address	107 RIVER BEND RD
City	WACO
State	KY
Zip	40385-9101
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	RIVER BEND FARMS LOT 5 (10.01 ACRES)
Legal Subdivision	RIVER BEND FARMS
Legal Lot Number	5
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	2
Census Block	2014
Census Tract	11002

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 SHIRDELL DR, RICHMOND, KY 40475-2186
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	20182013979175
Deed Book / Page	762 / 268
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	D00762/268
Record Updated	Oct 29, 2026

July 2018: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	MADISON KY
Recording Date	Jul 24, 2018
Property Address	107 RIVER BEND RD, WACO, KY 40385-9101
Document Number	D00762/268
Book / Page	D00762 / 268
Map Reference	MB23 PG181
Instrument Date	Mar 15, 2018
Instrument	2013979175
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 605, RICHMOND, KY 40476-0605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 SHIRDELL DR, RICHMOND, KY 40475-2186

Mortgage

Document Number	2013979176
Date	Jul 24, 2018
Instrument	2013979176

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 19, 2028

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18.00 (-5.26%)	$2,000 (-)	$2,000 (-)
2023	$19.00	$2,000	$2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20