210 River Bend Rd, Waco, KY 40385 Property Records

Madison County property record for 210 River Bend Rd, Waco, KY 40385

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	15 acres (655,142 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Jan 2021)
Tax Bill	$4,799 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan Jan 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`0126-0000-008A-12A`

Property Details

APN / Parcel Number

Primary APN	`0126-0000-008A-12A`
Alternative APNs	`135006` `97805` `64962`

Exterior

Lot Area	655,142 sqft (15 acres)

Location & Zoning

Account Number	64962
Street Address	210 RIVER BEND RD
City	WACO
State	KY
Zip	40385-9102
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	RIVER BEND FARMS LOT 12-A (15.04 ACRES)
Legal Subdivision	RIVER BEND FARMS
Legal Lot Number	12-A
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	2
Census Block	2014
Census Tract	11002

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	210 RIVER BEND RD, WACO, KY 40385-9102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
Jan 7, 2021	Deed, Transfer JETT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Jan 9, 2007 · Amount on Record
Deed Document Number	2014027161
Deed Book / Page	D00799 / 459
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	210 RIVER BEND RD, WACO, KY 40385-9102
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2133/425
Date	Feb 11, 2022
Book Page	M2133/425
Instrument	2014076801

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	1502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 7, 2021
Property Address	210 RIVER BEND RD, WACO, KY 40385-9102
Document Number	D00799/459
Book / Page	D00799 / 459
Map Reference	MB 24 PG 76
Instrument Date	Dec 18, 2020
Instrument	2014027161
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	658 CHRISTIANBURG RD, 658, SHELBYVILLE, KY 40065-9690

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	17040 SUNSET AVE, SHAKOPEE, MN 55379-9300

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,799.00 (-2.8%) Additional exemption filed	$509,000 (-)	$509,000 (-)
2023	$4,937.00	$509,000	$509,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2021–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Straight-line Winds, Flooding, And Landslides, Feb 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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