107 Ridgeway Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 107 Ridgeway Dr, Lancaster, KY 40444

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · built 1972
Lot Size0.125 acres (5,486 sqft)
OwnerCompany Name on File
Last Sale$385,000 (Aug 2023)
Tax Bill$724 (2025)
Deeds & MortgagesJul 2022 Sale
Flood ZoneZone X (minimal risk)
APNL3-20-094

Property Details

APN / Parcel Number

Primary APNL3-20-094
Alternative APNs
  • 17691
  • 23192

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,486 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerConnected

Location & Zoning

Account Number23192
Street AddressRIDGEWAY DR
CityLANCASTER
StateKY
Zip40444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH & L
JurisdictionGARRARD KY
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2014
Census Tract970201

Owner

107 Ridgeway Dr is owned by a company that bought it in August 2023.

Source: Garrard County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address716 S MAIN ST, NICHOLASVILLE, KY 40356-1852
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2023 · Amount on File
Deed SaleAug 23, 2023 · Amount on File
Deed Document Number2023177626
Deed Book / Page322 / 638
Record UpdatedOct 29, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionGARRARD KY
Recording DateJul 5, 2022
Property AddressRIDGEWAY DR, LANCASTER, KY 40444
Document Number00D316/713
Book / PageD316 / 713
Map ReferenceDB 83 PG 614
Instrument DateMay 31, 2022
Instrument170365
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5652 HIGH ST W # WC, WC, PORTSMOUTH, VA 23703-3745

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 S MAIN ST, NICHOLASVILLE, KY 40356-1852
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 107 Ridgeway Dr was $724, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyGarrard County
MunicipalityLancaster City
Unified School DistrictGarrard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,000 (-) Land $20,000 Building $45,000$65,000 (-) Land $20,000 Building $45,000
2025$724.00 (-0.55%)$65,000 (-) Land $20,000 Building $45,000$65,000 (-) Land $20,000 Building $45,000
2024$728.00 (-2.54%)$65,000 (-) Land $20,000 Building $45,000$65,000 (-) Land $20,000 Building $45,000
2023$747.00$65,000 Land $20,000 Building $45,000$65,000 Land $20,000 Building $45,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 107 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Ridgeway Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER WORKS
serves 4,573 people · EPA ID KY0400233
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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