Garrard County property record for 104 Ridgeway Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1977 |
| Lot Size | 0.156 acres (6,794 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Feb 2022) |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Feb 2022 Sale Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L3-20-105 |
| Primary APN | L3-20-105 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 6,794 sqft (0.156 acres) |
| Sewer | Connected |
|---|
| Account Number | 23867 |
|---|---|
| Street Address | 104 RIDGEWAY DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L |
| Legal Subdivision | LAYTON SUB |
| Legal Lot Number | 12 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970201 |
Source: Garrard County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 RIDGEWAY DR, LANCASTER, KY 40444-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed, Transfer |
| Mar 18, 2021 | Deed, Transfer |
| Jan 14, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2022 · Amount on Record |
| Deed Sale | Feb 22, 2022 · Amount on Record |
| Prior Sale | Mar 18, 2021 · Amount on Record |
| Deed Document Number | 2022167680 |
| Deed Book / Page | 314 / 302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Feb 22, 2022 |
| Property Address | 104 RIDGEWAY DR, LANCASTER, KY 40444-1144 |
| Document Number | 00D314/302 |
| Book / Page | D314 / 302 |
| Map Reference | DB 277 PG 810 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 167680 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 KENTON CT, NICHOLASVILLE, KY 40356-9096 |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGEWAY DR, LANCASTER, KY 40444-1144 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 18, 2021 |
| Property Address | 104 RIDGEWAY DR, LANCASTER, KY 40444-1144 |
| Document Number | 00D308/505 |
| Book / Page | D308 / 505 |
| Map Reference | DB 83 PG 614 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 161039 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2331 BUCKEYE RD, LANCASTER, KY 40444-9325 |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGEWAY DR, LANCASTER, KY 40444-1144 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jan 14, 2020 |
| Property Address | 104 RIDGEWAY DR, LANCASTER, KY 40444-1144 |
| Document Number | 00D301/638 |
| Book / Page | D301 / 638 |
| Map Reference | DB 277 PG 810 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 155692 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 ROYALTY DR, LANCASTER, KY 40444-2065 |
| Name | Verified Name |
|---|---|
| Address | 104 RIDGEWAY DR, LANCASTER, KY 40444-1144 |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,249.00 (-0.4%) | $112,000 (-) Land $25,000 Building $87,000 | $112,000 (-) Land $25,000 Building $87,000 |
| 2024 | $1,254.00 (-2.64%) | $112,000 (-) Land $25,000 Building $87,000 | $112,000 (-) Land $25,000 Building $87,000 |
| 2023 | $1,288.00 | $112,000 Land $25,000 Building $87,000 | $112,000 Land $25,000 Building $87,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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