107 Reading Ct, Ladson, SC 29456 Property Records

Dorchester County property record for 107 Reading Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,679 sqft · built 2006
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$329,900 (Sep 2025)
Tax Bill	$1,453 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`154-14-10-004`

Property Details

APN / Parcel Number

Primary APN	`154-14-10-004`
Alternative APN	`R0043685`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,679 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0043685
Street Address	107 READING CT
City	LADSON
State	SC
Zip	29456-5243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 4 SUBD: EAGLE RUN PH 1
Legal Subdivision	EAGLE RUN
Legal Phase	1
Legal Lot Number	4
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10823

Owner

107 Reading Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Dorchester County records, as of April 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	107 READING CT, LADSON, SC 29456-5243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 19, 2025	Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Jan 18, 2006 · Amount on File
Deed Document Number	202520458
Deed Book / Page	16123 / 60
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	107 READING CT, LADSON, SC 29456-5243
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134990281
Date	Jul 13, 2021
Book Page	13499/281
Instrument	2021022460

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Sep 19, 2025
Property Address	107 READING CT, LADSON, SC 29456-5243
Document Number	0161230060
Book / Page	16123 / 60
Map Reference	CAB K PG 151
Instrument Date	Sep 15, 2025
Instrument	2025020458
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 READING CT, LADSON, SC 29456-5243

Mortgage

Document Number	2025020459
Date	Sep 19, 2025
Instrument	2025020459

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2040

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	107 READING CT, LADSON, SC 29456-5243
Document Number	2156/0137
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	107 READING CT LADSON SC 294565243, LADSON, SC 29456-5243

Mortgage

Document Number	2156/0137
Date	Oct 31, 2019
Book Page	012156/000137
Instrument	27534

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 107 Reading Ct was $1,453.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,453.00	$12,241 (-) Land $4,560 Building $7,681	$306,020 (-) Land $114,000 Building $192,020
2024	$1,453.00 (+10.58%)	$12,241 (+76.49%) Land $4,560 Building $7,681	$306,020 (+76.48%) Land $114,000 Building $192,020
2023	$1,314.00 (+1.15%)	$6,936 (+0.96%) Land $2,000 Building $4,936	$173,399 (+0.97%) Land $50,000 Building $123,399
2022	$1,299.00	$6,870 Land $1,610 Building $5,260	$171,735 Land $40,250 Building $131,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 107 Reading Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2016–2020)
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Reading Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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