103 Reading Ct, Ladson, SC 29456 Property Records

Dorchester County property record for 103 Reading Ct, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,643 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Oct 2021)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`154-14-10-002`

Property Details

APN / Parcel Number

Primary APN	`154-14-10-002`
Alternative APN	`R0043683`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,643 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Coal

Location & Zoning

Account Number	R0043683
Street Address	103 READING CT
City	LADSON
State	SC
Zip	29456-5243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 2 SUBD: EAGLE RUN PH 1
Legal Subdivision	EAGLE RUN
Legal Phase	1
Legal Lot Number	2
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10823

Owner

103 Reading Ct is owned and occupied by two individuals who bought it in October 2021.

Source: Dorchester County records, as of January 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 READING CT, LADSON, SC 29456-5243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 25, 2021	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	202134639
Deed Book / Page	13754 / 114
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	137540114
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Aug 6, 2021
Property Address	103 READING CT, LADSON, SC 29456-5243
Document Number	135640352
Book / Page	13564 / 352
Map Reference	CAB K PG 114
Instrument Date	Aug 2, 2021
Instrument	2021025698
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 READING CT, LADSON, SC 29456-5243

Mortgage

Document Number	2021025699
Date	Aug 6, 2021
Instrument	2021025699

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DORCHESTER SC
Recording Date	Oct 25, 2021
Property Address	103 READING CT, LADSON, SC 29456-5243
Document Number	137540114
Book / Page	13754 / 114
Map Reference	CAB K PG 114
Instrument Date	Aug 2, 2021
Instrument	2021034639
Record Updated	Nov 3, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 READING CT, LADSON, SC 29456-5243

Tax Assessment & Valuation

The 2025 property tax bill for 103 Reading Ct was $2,617.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00	$15,417 Land $4,560 Building $10,857	$385,415 Land $114,000 Building $271,415
2024	$2,617.00 (+11.13%)
2023	$2,355.00 (-67.18%)	$19,475 (-0.03%) Land $3,300 Building $16,175	$324,586 (-) Land $55,000 Building $269,586
2022	$7,175.00	$19,480 Land $3,300 Building $16,180	$324,586 Land $55,000 Building $269,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Reading Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2016–2020)
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Reading Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Reading Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures