Middletown City property record for 107 Prospect St, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,156 sqft · built 1900 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jun 2011) |
| Tax Bill | $5,305 (2026) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:21 L:0140 |
| Primary APN | MTWN M:21 L:0140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 642 sqft |
| Basement Area | 762 sqft |
| Unfinished Basement | 762 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R11325 |
|---|---|
| Street Address | 107 PROSPECT ST |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPZ |
| Legal Lot Number | 140 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 541100 |
107 Prospect St is owned and occupied by two individuals who bought it in June 2011.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 PROSPECT ST, MIDDLETOWN, CT 06457-2623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC |
| May 14, 2021 | Warranty Deed, Transfer · Balloon Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2011 · Amount on File |
| Deed Sale | Jun 15, 2011 · Amount on File |
| Prior Sale | May 25, 2010 · Amount on File |
| Deed Book / Page | 1729 / 585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 107 PROSPECT ST, MIDDLETOWN, CT 06457-2623 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002006-788 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 2006/788 |
| Instrument | 3612330015 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | May 14, 2021 |
| Property Address | 107 PROSPECT ST, MIDDLETOWN, CT 06457-2623 |
| Document Number | 002006-785 |
| Book / Page | 2006 / 785 |
| Instrument Date | May 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PROSPECT ST, MIDDLETOWN, CT 06457-2623 |
| Document Number | 0002006788 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2006/788 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2026 property tax bill for 107 Prospect St was $5,305.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,305.00 | $130,020 (-) Land $46,020 Building $84,000 | $270,185 (+196.86%) |
| 2025 | $130,020 (-) Land $46,020 Building $84,000 | $91,014 Land $32,214 Building $58,800 | |
| 2024 | $5,058.00 (+5.71%) | $130,020 (+4.07%) Land $46,020 Building $84,000 | |
| 2023 | $4,785.00 (+45.35%) | $124,940 (+66.99%) Land $46,020 Building $78,920 | |
| 2022 | $3,292.00 | $74,820 Land $16,770 Building $58,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 107 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures