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107 Prospect Ave, Winter Haven, FL 33880 Property Records

Polk County property record for 107 Prospect Ave, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 940 sqft · built 1948
Lot Size0.195 acres (8,485 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Feb 2015)
Tax Bill$1,529 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-29-06-674000-000040

Property Details

APN / Parcel Number

Primary APN26-29-06-674000-000040
Alternative APNs
  • 062926674000000040
  • 62926000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area940 sqft Living Area
Gross Area780 sqft
1st Floor Area780 sqft
FlooringConcrete/Cement
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,485 sqft (0.195 acres)
Lot Dimensions130 ft deep x 65 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area170 sqft
CarportCarport
Carport Area170 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area312 sqft
Shed1 Shed
Utility Building32 sqft

Location & Zoning

Street Address107 PROSPECT AVE
CityWINTER HAVEN
StateFL
Zip33880-5340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 4
Legal Range26E
Legal Township29S
Legal Section06
Legal SubdivisionLAKE SHIPP HEIGHTS UNIT 02
Legal Tract674000
Legal Block1
Legal Lot Number4
Legal Unit2
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1047
Census Tract14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1226 S HANKIN RD, BARTOW, FL 33830-8654
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2015 · Amount on Record
Deed SaleFeb 10, 2015 · Amount on Record
Prior SaleMar 6, 2006 · Amount on Record
Deed Document Number201524007
Deed Book / Page9449 / 968
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateApr 2, 2026
Property Address107 PROSPECT AVE, WINTER HAVEN, FL 33880-5340
Document Number0000077698
Book / Page13941 / 1629
Instrument DateMar 20, 2026
Instrument202677698
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 PROSPECT AVE, WINTER HAVEN, FL 33880-5340

Mortgage

Document Number0000077698,
DateApr 2, 2026
Book Page13941/1629
Instrument202677698
Lender
NameMIDFLORIDA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 1, 2036
Interest
Rate6.01%
Max Rate-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$99,968 (+1%)$149,898 (-1.63%) Land $13,500 Building $136,398
2025$1,529.00 (-27.74%)$90,880 (-36.59%)$152,389 (+6.33%) Land $13,500 Building $138,889
2024$2,116.00 (+11.66%)
2023$1,895.00 (+14.09%)$143,314 (+25.77%) Land $13,000 Building $130,314$143,314 (+25.77%) Land $13,000 Building $130,314
2022$1,661.00$113,952 Land $11,000 Building $102,952$113,952 Land $11,000 Building $102,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims13 (1994–2022)
Claims Outside the SFHA7 of 13
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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