Polk County property record for 105 Prospect Ave, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,124 sqft · built 1948 |
| Lot Size | 0.195 acres (8,481 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,951 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-06-674000-000030 |
| Primary APN | 26-29-06-674000-000030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,124 sqft Living Area |
| Gross Area | 1,036 sqft |
| 1st Floor Area | 876 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,481 sqft (0.195 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|
| Street Address | 105 PROSPECT AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LAKE SHIPP HEIGHTS UNIT 2 PB 33 PG 28 LOT 3 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | LAKE SHIPP HEIGHTS UNIT 02 |
| Legal Tract | 674000 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 14701 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 ALLEN AVE, WINTER HAVEN, FL 33880-1220 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 13, 2005 |
| Transfer Doc | 0000167321 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,586 (-1.78%) Land $13,500 Building $131,086 | $144,586 (-1.78%) Land $13,500 Building $131,086 | |
| 2025 | $1,951.00 (+195.61%) | $147,210 (+297.46%) Land $13,500 Building $133,710 | $147,210 (+6.29%) Land $13,500 Building $133,710 |
| 2023 | $660.00 (+8.2%) Homeowner's exemption | $37,038 (+3%) | $138,502 (+24.9%) Land $13,000 Building $125,502 |
| 2022 | $610.00 Homeowner's exemption | $35,959 | $110,887 Land $11,000 Building $99,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 13 (1994–2022) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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