Lorain County property record for 107 Penrose Ct, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,498 sqft · built 1975 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Feb 2023) |
| Tax Bill | $2,272 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-017-101-031 |
| Primary APN | 06-23-017-101-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 666 sqft |
| Upper Floors Area | 666 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Heating System | HVAC |
|---|
| Street Address | 107 PENROSE CT |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENROSE ALLOT 62.50 X 120 |
| Legal Subdivision | PENROSE ALLOTMENT |
| Legal Tract | 23 |
| Legal Block | 101 |
| Legal Lot Number | 1&2 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 70200 |
Source: Lorain County records · APN 06-23-017-101-031
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 PENROSE CT, ELYRIA, OH 44035-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION CAPITAL MORTGAGE CORP |
| Nov 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2023 · Amount on Record |
| Deed Sale | Feb 21, 2023 · Amount on Record |
| Prior Sale | Sep 17, 2003 · Amount on Record |
| Deed Document Number | 2023000843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 PENROSE CT, ELYRIA, OH 44035-1309 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000847583 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2021-0847583 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 21, 2023 |
| Property Address | 107 PENROSE CT, ELYRIA, OH 44035-1309 |
| Document Number | 0000907227 |
| Map Reference | VOL 13 PG 6 |
| Instrument Date | Feb 16, 2023 |
| Instrument | 2023-0907227 |
| Transaction Type | Transfer |
| Record Updated | Mar 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 PENROSE CT, ELYRIA, OH 44035-1309 |
| Document Number | 0000907228 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 2023-0907228 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 107 PENROSE CT, ELYRIA, OH 44035-1309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 20210847583 |
|---|---|
| Date | Nov 03, 2021 |
| Instrument | 2021-0847583 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,272.00 | $48,160 (-0.01%) Land $6,700 Building $41,460 | $137,610 (-) Land $19,150 Building $118,460 |
| 2024 | $2,272.00 (+18.7%) | $48,164 (+37.35%) Land $6,703 Building $41,461 | $137,610 (+37.35%) Land $19,150 Building $118,460 |
| 2023 | $1,914.00 (-0.88%) | $35,067 (-0.01%) Land $5,898 Building $29,169 | $100,190 (-) Land $16,850 Building $83,340 |
| 2022 | $1,931.00 | $35,070 Land $5,900 Building $29,170 | |
| 2021 | $100,190 Land $16,850 Building $83,340 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 2 (2014–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023, rainfall accumulation |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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