148 Penrose Ct, Elyria, OH 44035 Property Records

Lorain County property record for 148 Penrose Ct, Elyria, OH 44035 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (May 2020)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	Oct 2025 Transfer Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-23-017-102-014`

Property Details

APN / Parcel Number

Primary APN	`06-23-017-102-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,641 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	873 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	208 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	201 sqft
Patio Area	40 sqft
Canopy	40 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	148 PENROSE CT
City	ELYRIA
State	OH
Zip	44035-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENROSE ALLOT 50 X 208
Legal Subdivision	PENROSE ALLOT
Legal Tract	23
Legal Block	102
Legal Lot Number	26
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2022
Census Tract	70200

Owner

Source: Lorain County records · APN 06-23-017-102-014

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 PENROSE CT, ELYRIA, OH 44035-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Transfer on Death Deed, Transfer
Aug 12, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 11, 2020	Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Deed Document Number	2020759859
Record Updated	Sep 20, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 22, 2025
Property Address	148 PENROSE CT, ELYRIA, OH 44035-1310
Document Number	0000072375
Map Reference	VOL 13 PG 6
Instrument Date	Oct 13, 2025
Instrument	2025-0072375
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 PENROSE CT, ELYRIA, OH 44035-1310

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	148 PENROSE CT, ELYRIA, OH 44035-1310
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000887062
Date	Aug 12, 2022
Instrument	2022-0887062

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 11, 2020
Property Address	148 PENROSE CT, ELYRIA, OH 44035-1310
Document Number	0000759859
Instrument Date	May 07, 2020
Instrument	759859
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NORTHSTAR TITLE SERVICES LLC, NORTHSTAR TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 PENROSE CT ELYRIA OH 440351310, ELYRIA, OH 44035-1310

Mortgage

Document Number	759860
Date	May 11, 2020
Instrument	759860

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,045.00 Homeowner's exemption	$43,440 (+%) Land $7,110 Building $36,330	$124,110 (-) Land $20,320 Building $103,790
2024	$2,045.00 (+14.25%)	$43,439 (+32.2%) Land $7,112 Building $36,327	$124,110 (+32.2%) Land $20,320 Building $103,790
2023	$1,790.00 (+0.34%)	$32,858 (-0.01%) Land $6,258 Building $26,600	$93,880 (-) Land $17,880 Building $76,000
2022	$1,784.00	$32,860 Land $6,260 Building $26,600
2021			$93,880 Land $17,880 Building $76,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2014–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 85 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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