107 Palumbo Pl, Georgetown, KY 40324 Property Records

Scott County property record for 107 Palumbo Pl, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,992 sqft · built 2019
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$405,402 (Dec 2019)
Tax Bill$4,205 (2025)
Deeds & MortgagesApr 2023 Second Mortgage
Jun 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN207-10-013.035

Property Details

APN / Parcel Number

Primary APN207-10-013.035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,992 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area14,810 sqft (0.34 acres)

Location & Zoning

Street Address107 PALUMBO PL
CityGEORGETOWN
StateKY
Zip40324-8395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VALLEY 3
Legal SubdivisionPLEASANT VALLEY 3
Legal BlockA
Legal Lot Number4
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1040
Census Tract40303

Owner

107 Palumbo Pl is owned and occupied by two individuals who bought it in December 2019.

Source: Scott County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address107 PALUMBO PL, GEORGETOWN, KY 40324-8395
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MEMBERS HERITAGE FCU
Jun 18, 2021Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Apr 27, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Oct 26, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Dec 27, 2019Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2019 · Amount on File
Deed SaleDec 27, 2019 · Amount on File
Deed Document Number2019409914
Deed Book / Page411 / 364
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 PALUMBO PL, GEORGETOWN, KY 40324-8395
Transaction TypeMortgage
Record UpdatedMay 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1735/368
DateApr 13, 2023
Book PageM1735/368
Instrument470860
Lender
NameMEMBERS HERITAGE FCU
TypeCredit Union
AddressLEXINGTON, KY 40511
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term179 Months
DueMar 25, 2038

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 PALUMBO PL, GEORGETOWN, KY 40324-8395
Transaction TypeMortgage
Record UpdatedJul 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1615/339
DateJun 18, 2021
Book PageM1615/339
Instrument437699
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJun 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 PALUMBO PL, GEORGETOWN, KY 40324-8395
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1504/547
DateApr 27, 2020
Book PageM1504/547
Instrument415324
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address107 PALUMBO PL, GEORGETOWN, KY 40324-8395
Transaction TypeMortgage
Record UpdatedJun 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1551/390
DateOct 26, 2020
Book PageM1551/390
Instrument423351
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateDec 27, 2019
Property Address107 PALUMBO PL, GEORGETOWN, KY 40324-8395
Document NumberD411/364
Book / PageD411 / 364
Map ReferenceCAB 12 SL 133
Instrument DateDec 20, 2019
Instrument409914
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$405.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address525 DARBY CREEK RD # RD34, 525, LEXINGTON, KY 40509-1603

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address107 PALUMBO PL, GEORGETOWN, KY 40324-8395

Mortgage

Document Number409915
DateDec 27, 2019
Instrument409915
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 107 Palumbo Pl was $4,205.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$472,200 (-)$472,200 (-)
2025$4,205.00$472,200$472,200
2023$3,815.00 (+4.52%)$420,800 (-) Land $46,000 Building $374,800$420,800 (-) Land $46,000 Building $374,800
2022$3,650.00$420,800 Land $46,000 Building $374,800$420,800 Land $46,000 Building $374,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 107 Palumbo Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 107 Palumbo Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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