Scott County property record for 105 Palumbo Pl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,883 sqft · built 2020 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $303,560 (Dec 2020) |
| Tax Bill | $3,095 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 207-10-013.034 |
| Primary APN | 207-10-013.034 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,883 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 105 PALUMBO PL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY 3 |
| Legal Subdivision | PLEASANT VALLEY 3 |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 40303 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 PALUMBO PL, GEORGETOWN, KY 40324-8395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Dec 3, 2020 | Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on Record |
| Deed Sale | Dec 3, 2020 · Amount on Record |
| Deed Document Number | 2020425055 |
| Deed Book / Page | 419 / 866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 2, 2026 |
| Property Address | 105 PALUMBO PL, GEORGETOWN, KY 40324-8395 |
| Document Number | 0000588449 |
| Book / Page | 1900 / 679 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026588449 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLYTHE TITLE |
| Name | Verified Name |
|---|---|
| Address | 105 PALUMBO PL, GEORGETOWN, KY 40324-8395 |
| Document Number | 0000588449, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 1900/679 |
| Instrument | 2026588449 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 3, 2020 |
| Property Address | 105 PALUMBO PL, GEORGETOWN, KY 40324-8395 |
| Document Number | 00D419/866 |
| Book / Page | D419 / 866 |
| Map Reference | CAB 12 SL 133 |
| Instrument Date | Nov 25, 2020 |
| Instrument | 425055 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1125 HIGH POINT DR, 1125, NICHOLASVILLE, KY 40356-8308 |
| Name | Verified Name |
|---|---|
| Address | 521 WALNUT ST, GEORGETOWN, KY 40324-1965 |
| Document Number | 0000425056 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 425056 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,500 (-) | $347,500 (-) | |
| 2025 | $3,095.00 (+11.73%) | $347,500 (+13.71%) | $347,500 (+13.71%) |
| 2023 | $2,770.00 (+5.2%) | $305,600 (+0.67%) Land $46,000 Building $259,600 | $305,600 (+0.67%) Land $46,000 Building $259,600 |
| 2022 | $2,633.00 | $303,560 Land $46,000 Building $257,560 | $303,560 Land $46,000 Building $257,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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