Allen County property record for 107 Oak Ter, Lima, OH 45805
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,626 sqft · built 1967 |
| Lot Size | 0.433 acres (18,861 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Mar 1981) |
| Tax Bill | $4,614 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-0901-03-020.000 |
| Primary APN | 46-0901-03-020.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,626 sqft Living Area |
| Gross Area | 5,012 sqft |
| 1st Floor Area | 1,456 sqft |
| Upper Floors Area | 1,170 sqft |
| Basement Area | 1,456 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 18,861 sqft (0.433 acres) |
| Lot Dimensions | 103 ft deep x 182 ft wide |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 346 sqft |
| Patio Area | 480 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 107 OAK TER |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45805-4016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRWOOD ESTATES SUBDIVISION NO 1 LOT 25030 FF 75.00 |
| Legal Subdivision | FAIRWOOD ESTATES SUBDIVISION |
| Legal Lot Number | 25030 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 12000 |
107 Oak Ter is owned and occupied by two individuals who acquired it in April 2008.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 OAK TER, LIMA, OH 45805-4016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1981 · Amount on File |
| Deed Sale | Mar 1, 1981 · Amount on File |
| Last Transfer Date | Apr 1, 2008 |
| Transfer Doc | 4010004538 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 107 Oak Ter was $4,614.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,614.00 (-0.02%) | $93,870 (-) Land $21,000 Building $72,870 | $268,200 (-) Land $60,000 Building $208,200 |
| 2024 | $4,615.00 (+7.5%) Homeowner's exemption | $93,870 (+22.96%) Land $21,000 Building $72,870 | $268,200 Land $60,000 Building $208,200 |
| 2023 | $4,293.00 (-0.21%) Homeowner's exemption | $76,340 (-) Land $17,080 Building $59,260 | |
| 2022 | $4,302.00 Homeowner's exemption | $76,340 Land $17,080 Building $59,260 | |
| 2021 | $218,100 Land $48,800 Building $169,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Oak Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2008–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Oak Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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