102 Oak Ter, Lima, OH 45805 Property Records

Allen County property record for 102 Oak Ter, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,238 sqft · built 1967
Lot Size	0.375 acres (16,335 sqft)
Owner	Individual Name on Record
Last Sale	$323,000 (Aug 2024)
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Apr 2024 Transfer Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`46-0901-03-022.000`

Property Details

APN / Parcel Number

Primary APN	`46-0901-03-022.000`
Alternative APN	`L3546090103022000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
Gross Area	4,446 sqft
1st Floor Area	1,694 sqft
Upper Floors Area	1,044 sqft
Basement Area	1,044 sqft
Finished Basement	500 sqft
Unfinished Basement	544 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,335 sqft (0.375 acres)
Lot Dimensions	135 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	55 sqft
Deck Area	470 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	102 OAK TER
City	LIMA
State	OH
Zip	45805-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 1 LOT 25025 FF 121.00
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	25025
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1008
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 OAK TER, LIMA, OH 45805-4016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Intrafamily Transfer, Transfer
Feb 24, 2017	Loan Modification, Mortgage FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	20247261
Prior Transfer Date	Mar 30, 2024
Prior Transfer Doc	0000002875
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Apr 5, 2024
Property Address	102 OAK TER, LIMA, OH 45805-4016
Document Number	4050002875
Book / Page	2024 / 21375
Map Reference	MB 11 PG 37
Instrument Date	Mar 30, 2024
Instrument	202404050002875
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OAK TER, LIMA, OH 45805-4016

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALLEN OH
Property Address	102 OAK TER, LIMA, OH 45805-4016
Document Number	0000002713
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OAK TER LIMA OH 458054016, LIMA, OH 45805-4016

Mortgage

Document Number	0000002713
Date	Mar 17, 2017
Instrument	2713

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Term	480 Months
Due	Mar 16, 2057

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,662.00 (+0.53%)	$101,080 (-) Land $16,030 Building $85,050	$288,800 (-) Land $45,800 Building $243,000
2024	$5,632.00 (+6.65%) Homeowner's exemption	$101,080 (+23%) Land $16,030 Building $85,050	$288,800 (+23%) Land $45,800 Building $243,000
2023	$5,281.00 (-0.23%) Homeowner's exemption	$82,180 (-) Land $13,020 Building $69,160
2022	$5,293.00 Homeowner's exemption	$82,180 Land $13,020 Building $69,160
2021			$234,800 Land $37,200 Building $197,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Watch TV.

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