Woodford County property record for 103 Oak St, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,352 sqft |
| Lot Size | 0.2 acres (8,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $172,000 (Aug 2018) |
| Tax Bill | $2,453 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-6012-002-00 |
| Primary APN | 38-6012-002-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 8,750 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Area | 312 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 31409 |
|---|---|
| Street Address | 103 OAK ST |
| City | MIDWAY |
| State | KY |
| Zip | 40347-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | CAMPUS GATE |
| Legal Lot Number | 2 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midway Historic District listed 1978 · 177 contributing resources · NRIS 78001415 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Woodford County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 3968, MIDWAY, KY 40347-3968 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 20, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 1, 2018 | Deed, Transfer · Line of Credit USAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Deed Document Number | 201859581 |
| Deed Book / Page | 308 / 485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jul 16, 2026 |
| Property Address | 103 OAK ST, MIDWAY, KY 40347-1001 |
| Document Number | 0000300577 |
| Book / Page | 359 / 488 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026300577 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 103 OAK ST, MIDWAY, KY 40347-1001 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Apr 20, 2026 |
| Property Address | 103 OAK ST, MIDWAY, KY 40347-1001 |
| Document Number | 0000294426 |
| Book / Page | 358 / 155 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 2026294426 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 103 OAK ST, MIDWAY, KY 40347-1001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 00M949/408 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | M949/408 |
| Instrument | 144348 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Aug 1, 2018 |
| Property Address | 103 OAK ST, MIDWAY, KY 40347-1001 |
| Document Number | D308/485 |
| Book / Page | D308 / 485 |
| Map Reference | CAB C SL 124 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 59581 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5088 DELANEY FERRY RD, 5088, VERSAILLES, KY 40383-9404 |
| Name | Verified Name |
|---|---|
| Address | 103 OAK ST, MIDWAY, KY 40347-1001 |
| Document Number | 59582 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 59582 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2033 |
Source: Woodford County assessment roll, as of December 12, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,453.00 (+39.93%) | $270,000 (+56.98%) | $270,000 (+56.98%) |
| 2023 | $1,753.00 | $172,000 | $172,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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