107 Northchase Dr, Concord, NC 28027 Property Records

Cabarrus County property record for 107 Northchase Dr, Concord, NC 28027

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,253 sqft · built 1999
Lot Size	8.82 acres (384,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Nov 2025)
Tax Bill	$3,277 (2023)
Deeds & Mortgages	Jun 2025 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03018A0043.000000`

Property Details

APN / Parcel Number

Primary APN	`03018A0043.000000`
Alternative APNs	`4670 99 0483` `181963` `8878`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,253 sqft Living Area
Gross Area	5,039 sqft
1st Floor Area	1,430 sqft
Upper Floors Area	1,823 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	384,199 sqft (8.82 acres)
Lot Width	85 ft Width
Garage Type	Mixed
Garage Area	1,510 sqft
Driveway	Concrete Driveway
Driveway Area	1,920 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Patio Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181963
Street Address	107 NORTHCHASE DR
City	CONCORD
State	NC
Zip	28027-3502
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Description	LT 43 NORTHCHASE
Legal Subdivision	NORTHCHASE
Legal Lot Number	43
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2006
Census Tract	41307

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 NORTHCHASE DR, CONCORD, NC 28027-3502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Nov 23, 1998 · Amount on Record
Deed Document Number	202526645
Deed Book / Page	17723 / 105
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	107 NORTHCHASE DR, CONCORD, NC 28027-3502
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 NORTHCHASE DR, CONCORD, NC 28027-3502
Investor	Possibly a Property Investor

Mortgage

Document Number	0001747045
Date	Jun 9, 2025
Book Page	17470/45

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 18, 2025
Property Address	107 NORTHCHASE DR, CONCORD, NC 28027-3502
Document Number	0017723105
Book / Page	17723 / 105
Map Reference	MB 30 PG 82
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3500 TIMBER CREEK TRL, CONCORD, NC 28025-0084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 NORTHCHASE DR, CONCORD, NC 28027-3502

Mortgage

Document Number	0017723107
Date	Nov 18, 2025
Instrument	17723/107

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$647,930 (+1%) Land $165,940 Building $481,990
2025		$641,530 (+58.18%) Land $165,940 Building $475,590
2024			$647,930 (+59.76%) Land $165,940 Building $481,990
2023	$3,277.00	$405,570 Land $92,950 Building $312,620	$405,570 Land $92,950 Building $312,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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