101 Northchase Dr, Concord, NC 28027 Property Records

Cabarrus County property record for 101 Northchase Dr, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,126 sqft · built 2002
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Jul 1999)
Tax Bill	$3,729 (2023)
Deeds & Mortgages	Oct 2022 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03018A0044.100000`

Property Details

APN / Parcel Number

Primary APN	`03018A0044.100000`
Alternative APNs	`4670 89 7981` `595675`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,126 sqft Living Area
Gross Area	8,426 sqft
1st Floor Area	1,919 sqft
Upper Floors Area	1,207 sqft
Attic	Attic
Attic Area	1,334 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
Lot Dimensions	345 ft deep x 64 ft wide
Garage Type	Mixed
Garage Area	2,398 sqft
Driveway	Concrete Driveway
Driveway Area	2,400 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	595675
Street Address	101 NORTHCHASE DR
City	CONCORD
State	NC
Zip	28027-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	P/O LT 44 NORTHCHASE
Legal Subdivision	NORTHCHASE
Legal Lot Number	44
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2009
Census Tract	41306

Owner

101 Northchase Dr is owned and occupied by two individuals who bought it in July 1999.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 NORTHCHASE DR, CONCORD, NC 28027-3502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Nov 22, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1999 · Amount on File
Deed Sale	Jul 30, 1999 · Amount on File
Deed Book / Page	2616 / 179
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	101 NORTHCHASE DR, CONCORD, NC 28027-3502
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 NORTHCHASE DR, CONCORD, NC 28027-3502

Mortgage

Document Number	0016254297
Date	Oct 25, 2022
Book Page	16254/297

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 11, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	101 NORTHCHASE DR, CONCORD, NC 28027-3502
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1498758
Date	Mar 10, 2021
Book Page	14987/58

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	101 NORTHCHASE DR, CONCORD, NC 28027-3502
Document Number	13865270
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 NORTHCHASE DR CONCORD NC 280273502, CONCORD, NC 28027-3502

Mortgage

Document Number	13865270
Date	Nov 27, 2019
Book Page	013865/000270
Instrument	33171

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2044

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	101 NORTHCHASE DR, CONCORD, NC 28027-3502
Document Number	13663197
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 NORTHCHASE DR CONCORD NC 280273502, CONCORD, NC 28027-3502

Mortgage

Document Number	13663197
Date	Aug 16, 2019
Book Page	013663/000197
Instrument	21392

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 15, 2044

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$848,450 Land $146,400 Building $702,050
2024			$848,450 (+83.83%) Land $146,400 Building $702,050
2023	$3,729.00	$461,550 Land $37,000 Building $424,550	$461,550 Land $37,000 Building $424,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 Northchase Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 Northchase Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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